- Apr 27, 2015
For those who are *pushing it* with the 12 month exclusion period, I've been informed that Westpac's system recognises this using the calendar month.
So if you cancel on 1 December one year, then apply on 13 December the following year and fulfil the requirements, the system will see this as "within 12 months" and not credit you the bonus once qualifying spend has been reached.
Oh, you're kidding me?! I just got approved for the Black on 22/02 after waiting "12" months. Cancelled my previous card on the 13th Feb 2019.
I'll be watching like a hawk for the bonus points to land. I hope this doesn't exclude me.