Partner Offer: Get 20,000 Extra American Express Membership Rewards® Points With These Cards

AFF partner exclusive offer: Earn 20,000 extra Amex Membership Rewards points

Looking for a new American Express credit card? You can get an extra 20,000 Amex Membership Rewards® Points – in addition to the regular sign-up bonus – when you apply through AFF by 27 May 2025!

Eligible cards for this offer

With this bespoke partner offer, an American Express first in Australia, you can earn 20,000 extra Bonus Points when applying for the following cards:

These offers are not available directly through American Express. Apply through AFF to access the additional 20,000 Bonus Points.

Keep in mind that, to receive a sign-up bonus, you would need to be approved for the card and meet a minimum spend requirement. For example, to qualify for the sign-up bonus on the Amex Essential Rewards card, you would need to spend at least $3,000 on the card within the first 3 months. T&Cs apply. New American Express Card Members only.

These offers are available to new American Express customers only. To be eligible for this offer, you cannot have held an American Express card in Australia in the past 18 months (excluding David Jones cards).

Earn 20,000 extra Amex points with AFF's partner exclusive offer and get closer to your next holiday
Get closer to your next holiday with extra bonus Points from American Express. Photo: Adobe Stock.

What you can do with Amex Membership Rewards Points

Amex Membership Rewards Points are among the most versatile points of any rewards program in Australia.

You can transfer these Points to your choice of 14 airline or hotel loyalty programs. If you hold a Platinum or Platinum Business card, you also have the option to convert your Membership Rewards Points into Qantas Points.

Here’s the full list of Amex Membership Rewards transfer partners:

Airline or hotel partnerPoint conversion rate
Air New Zealand Airpoints200:1
British Airways Club2:1
Cathay (Asia Miles)2:1
Emirates Skywards3:1
Etihad Guest2:1
Hawaiian Airlines HawaiianMiles2:1
Hilton Honors2:1
Malaysia Airlines Enrich2:1
Marriott Bonvoy3:2
Qantas Frequent Flyer (Platinum cardholders only)2:1
Qatar Airways Privilege Club2:1
Singapore Airlines KrisFlyer3:1
THAI Royal Orchid Plus2:1
Virgin Atlantic Flying Club2:1
Velocity Frequent Flyer2:1

For example, you could convert 80,000 Amex Membership Rewards Points into 40,000 Virgin Atlantic Flying Club points or 40,000 Qatar Airways Privilege Club Avios. In both programs, that’s enough to book a one-way Garuda Indonesia Business Class ticket from Sydney or Melbourne to Bali (plus taxes & charges).

MEL-DPS redemption on the Virgin Atlantic website, flying Garuda
Fly from Melbourne to Bali in Business Class for 40,000 Virgin Atlantic points. Screenshot from the Virgin Atlantic website.

You could earn enough bonus Membership Rewards Points to book the above flight with the American Express Essential Rewards card sign-up offer. This card has a monthly fee of just $9.

Garuda Indonesia A330 Business Class
Garuda Indonesia A330 Business Class. Photo: Garuda.

Terms & Conditions

¹ American Express Platinum Business

250,000 Bonus Membership Rewards Points + $875 Year 1 annual Card fee + additional 20,000 Bonus Points: Offer is only available to new American Express Card Members who apply via the link on this page by 27 May 2025, are approved and spend $12,000 on eligible purchases on their new Card in the first three (3) months from the Card approval date. If you apply via a different link or visit the American Express website separately, you will not be eligible for the offer. The American Express® Platinum Business Card will have an annual Card fee of $875 in the first year for new and existing Card Members who apply by 27 May 2025. From the second year of membership an annual Card fee of $1,750 applies. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for the 270,000 Bonus Membership Rewards points offer. 270,000 Bonus Membership Rewards Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. Subject to the Terms and Conditions of the Membership Rewards Program available at americanexpress.com/en-au/rewards/membership-rewards/terms. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

² American Express Platinum

200,000 Bonus Membership Rewards Points + additional 20,000 bonus points: Offer only available to new American Express Card Members who apply by 27 May 2025 via the link on this page, are approved and spend $5,000 on eligible purchases on their new Card in the first three (3) months from the Card approval date. If you apply via a different link or visit the Amex site separately, you will not be eligible for the offer. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. If you previously held a David Jones American Express Card and have not held any other American Express Card(s) in the past 18 months, you will be eligible for the offer. All other Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. 220,000 Bonus Membership Rewards Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. Subject to the Terms and Conditions of the Membership Rewards Program available at https://www.americanexpress.com/en-au/benefits/rewards/membership-rewards/. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

³ American Express Business Gold Plus

Offer only available to new American Express Card Members who apply by 27 May 2025 via the link on this page, are approved and spend $5,000 on eligible purchases on their new Card in the first three (3) months from the Card approval date. If you apply via a different link or visit the American Express website separately, you will not be eligible for the offer. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. 120,000 Bonus Membership Rewards Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. Subject to the Terms and Conditions of the Membership Rewards Program available at https://www.americanexpress.com/en-au/benefits/rewards/membership-rewards/. The American Express® Business Gold Plus Card has an annual Card fee of $395. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

⁴ American Express Explorer

75,000 Bonus Membership Rewards Points + additional 20,000 bonus points: Offer only available to new American Express Card Members who apply by 27 May 2025 via the link on this page, are approved and spend $4,000 on eligible purchases on their new Card in the first three (3) months from the Card approval date. If you apply via a different link or visit the Amex site separately, you will not be eligible for the offer. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion.If you previously held a David Jones American Express Card and have not held any other American Express Card(s) in the past 18 months, you will be eligible for the offer. All other Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. 95,000 Bonus Membership Rewards Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. Subject to the Terms and Conditions of the Membership Rewards Program available at https://www.americanexpress.com/en-au/benefits/rewards/membership-rewards/. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

⁵ American Express Essential Rewards

Offer only available to new American Express Card Members who apply by 27 May 2025 via the link on this page, are approved and spend $3,000 on eligible purchases on their new Card in the first three (3) months from the Card approval date. If you apply via a different link or visit the Amex site separately, you will not be eligible for the offer. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion.If you previously held a David Jones American Express Card and have not held any other American Express Card(s) in the past 18 months, you will be eligible for the offer. All other Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. 80,000 Bonus Membership Rewards Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. Subject to the Terms and Conditions of the Membership Rewards Program available at https://www.americanexpress.com/en-au/benefits/rewards/membership-rewards/. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of these cards. Learn more about this.

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