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Qantas Premier Platinum Card
Enjoy two complimentary Qantas lounge invitations each year and a generous earn rate of 1 Qantas Point per $1 on Domestic Spend (up to $10,000 per statement period, then 0.5 points thereafter) with the Qantas Premier Platinum credit card.
- Signup bonus
- Up to 80,000 bonus Qantas Points, receive 60,000 bonus Qantas Points when you spend $3,000 within 90 days of becoming a cardholder plus an additional 20,000 bonus points if you haven’t earned Qantas Points with a credit card in the last 12 months.
- Points Earned
- 1 Qantas Point per whole AU$1 on Domestic Spend up to $10,000 per statement period and 0.5 thereafter. 1.5 Qantas Points per whole AU$1 equivalent on international spend plus 1 additional Qantas Point per whole AU$1 on selected Qantas spend
- Annual fee
- $349 for the first year and $399 p.a. ongoing
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
Why we like the Qantas Premier Platinum card
If you’re looking for a credit card in Australia that earns Qantas Points directly, look no further than the Qantas Premier Platinum. You’ll earn 1 Qantas Point per $1 on Domestic Spend (excluding government payments), up to $10,000 per statement period. Plus, you’ll earn 1 additional Qantas Point per $1 spent on eligible Qantas products and services.
The card includes two complimentary Qantas airport lounge invitations per year. Other travel benefits include complimentary insurance, companion fare discounts and a dedicated concierge service.
If you’re chasing Qantas Points Club membership – which gives you extra perks like lounge invitations, Qantas Wine and Qantas Hotels vouchers and more – then the points earned with this credit card can contribute to this goal.
Key Information & How to Apply
Key facts about this card
- Card type
- Mastercard
- Signup bonus
- Up to 80,000 bonus Qantas Points, receive 60,000 bonus Qantas Points when you spend $3,000 within 90 days of becoming a cardholder plus an additional 20,000 bonus points if you haven’t earned Qantas Points with a credit card in the last 12 months.
- Annual fee
- $349 for the first year and $399 p.a. ongoing
- Interest rate
- 19.99% p.a.
- Interest-free days
- Up to 55 days
- Minimum monthly repayment
- The card balance if less than $30, and $30 if greater or 2% of Card Balance or the sum of 1.00% of the Card Balance, Late Payment Fee (if any) and interest charged (excluding any interest included in amounts added back below as part of a Fixed Payment Option) for that month, plus any instalment, initial interest charge, or related interest that is part of a Fixed Payment Option for that month
- Minimum credit limit
- $6000
- Minimum income requirement
- $35,000 p.a.
- International transaction fee
- 3%
To apply for this card, you will need
- To be an Australian citizen, resident or long-term visa holder aged 18 or over
- $35,000 p.a.
- No history of bad debt or payment default
- Your Australian driver’s licence number and proof of income
- 10-15 minutes to complete your application
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
Contents
Sign-up bonus
Apply for a Qantas Premier Platinum card by 1 May 2024 to earn up to 80,000 Qantas Points!
You’ll receive 60,000 bonus Qantas Points when you spend at least $3,000 on eligible transactions on your card within the first 90 days.
An additional 20,000 Qantas Points will be credited to your account if you have not earned Qantas Points with any credit card in the last 12 months. You may be ineligible for the additional 20,000 points if you’ve previously earned points on a Qantas Frequent Flyer credit card over the last 12 months.
Qantas Points can be redeemed in a number of ways, including Classic Flight Rewards, upgrades or even an alluring round-the-world Qantas Oneworld Classic Flight Reward ticket.
To give you an idea, 83,000 Qantas Points + approximately $79 in taxes & charges can get you a round-trip Classic Flight Reward ticket in Business Class from Melbourne to Perth. Or, fly from Sydney to Christchurch in Emirates First Class one-way from 64,500 Qantas Points + around $180 in taxes & carrier charges.
For more information, read our guide to redeeming Qantas Points effectively.
The sign-up bonus is not available to existing cardholders of the Qantas Premier Everyday, Qantas Premier Platinum or Qantas Premier Titanium cards. Those who have closed any of these cards within the last 12 months are also ineligible.
Travel benefits
The Qantas Premier Platinum card includes a range of travel benefits. Here’s what to expect…
Airport lounge access
Cardholders receive two single-entry lounge invitations each year. These digital invitations can be used to access domestic Qantas Club lounges or select Qantas-operated international Business Lounges when you fly with Qantas or Jetstar. You can treat yourself before a flight, or transfer a pass to a family member.
Discounted companion flights
When travelling with family or friends on selected Qantas domestic flights, you can book up to eight passengers at a discounted rate once per year.
To use this benefit, you’d need to book through the Qantas Premier concierge and pay using your Qantas Premier Platinum card. The discount depends on the fare type and applies to the base fare only, exclusive of fees and taxes. You’ll receive 10% off Red e-Deals, 15% off Flexible Economy and a 20% discount on Business Class fares.
Complimentary travel insurance
The Qantas Premier Platinum card comes with complimentary domestic and international travel insurance. This insurance is underwritten by Chubb.
To be eligible for the complimentary travel insurance benefit, you would need to:
- Be a resident of Australia,
- Be the primary cardholder, their spouse or their legally dependent child,
- Pay for all eligible travellers’ airfares or cruise tickets using your Qantas Premier Platinum card,
- Start and end your journey in Australia,
- Be 79 years of age or younger when purchasing your tickets using your Qantas Premier Platinum card,
- Ensure the Qantas Premier Platinum card is open and valid.
Before using this insurance, we’d encourage you to read the PDS here.
Dedicated concierge service
With a Qantas Premier Platinum credit card, you’ll enjoy access to the exclusive Qantas Premier Concierge service. A dedicated phone line is your ticket to restaurant reservations, sporting event tickets, gift delivery and more. This is also how you can book your discounted companion fares.
Earning points
With the Qantas Premier Platinum credit card, you’ll earn 1 Qantas Point per $1 on Domestic Spend (excluding government payments), up to $10,000 per statement period. On monthly spend over this amount, you’ll earn 0.5 Qantas Points per $1 until your next statement period.
When you use your Qantas Premier Platinum card to purchase selected Qantas products and services, you’ll earn an extra 1 Qantas Point per $1. Effectively, you’ll pocket 2 Qantas Points per $1 on flights booked via Qantas, purchases made from Qantas Wine and the Qantas Rewards Store, the purchase of Qantas Club membership and other eligible transactions.
When using your card overseas or when shopping online with overseas merchants, you’ll earn 1.5 Qantas Points per $1. Note that the Qantas Premier Platinum card has an international transaction fee of 3%.
There is no monthly or annual cap on the total number of Qantas Points that can be earned with the Qantas Premier Platinum credit card.
Qantas Points only expire if there has been no activity on your Qantas Frequent Flyer account for 18 months. As long as you continue to earn or redeem points, your Qantas Points will not expire. Holding a points-earning credit card like the Qantas Premier Platinum is a great way to ensure your hard-earned points aren’t lost.
Earning points for ATO & government payments
The Qantas Premier Platinum card does not award any points on payments made directly to the ATO or other government bodies in Australia.
However, you can use a payment service such as pay.com.au or Sniip to pay tax and other bills with this card, and still earn points at the full rate.
Using Qantas Points
You can redeem Qantas Points for a variety of services and rewards such as flights, upgrades, accommodation, car rental, wine, purchases via the Qantas Rewards Store or even Australian train journeys.
Qantas is a member of the Oneworld Alliance, meaning you can redeem Qantas Points for flights across a huge network of member airlines including British Airways, Cathay Pacific, Japan Airlines, Qatar Airways and more.
Qantas Points can also be redeemed for flights on other partner airlines including Jetstar, Emirates, Fiji Airways, KLM and others.
While not the best value, you could also redeem Qantas Points for gift cards, movie tickets or merchandise from the Qantas Store.
To learn more about redeeming Qantas Points, see our overview of Qantas Frequent Flyer redemptions.
Summary
Pros
- Generous earn rate of 1 Qantas Point per $1on Domestic Spend, up to $10,000 per statement period
- Earn one additional Qantas Point per $1 spent on selected Qantas products and services, including flights and Qantas Club membership
- Two complimentary single-entry lounge invitations each year for Qantas Club Domestic and select Qantas international Business Lounges
- Up to 20% discount on select companion flights when booked through Qantas Premier concierge service
Cons
- International transaction fees apply
- Points are only earned at the full rate up to the first $10,000 spent each month domestically
- High interest rate (this could be a problem if you don’t think you’ll be able to repay your closing statement in full each month)
- Signup bonus
- Up to 80,000 bonus Qantas Points, receive 60,000 bonus Qantas Points when you spend $3,000 within 90 days of becoming a cardholder plus an additional 20,000 bonus points if you haven’t earned Qantas Points with a credit card in the last 12 months.
- Points Earned
- 1 Qantas Point per whole AU$1 on Domestic Spend up to $10,000 per statement period and 0.5 thereafter. 1.5 Qantas Points per whole AU$1 equivalent on international spend plus 1 additional Qantas Point per whole AU$1 on selected Qantas spend
- Annual fee
- $349 for the first year and $399 p.a. ongoing
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
Frequently Asked Questions (FAQs)
To apply for a Qantas Premier Platinum credit card, you would need to be at least 18 years of age and an Australian citizen, resident or long-term visa holder. You must have an Australia mobile number and residential address, and a gross household income of at least $35,000 per year. You must also be a member of the Qantas Frequent Flyer program. Other criteria may apply.
The minimum credit limit is $6,000.
The minimum income requirement is $35,000.
The Qantas Premier Platinum card includes two single-entry Qantas Club or select Qantas-operated international Business Lounge invitations.
Yes, but you will not earn any points if you use the Qantas Premier Platinum credit card to pay the ATO or other government bodies directly. If you would like to earn points when paying tax using your credit card, you could use a bill payment service such as Sniip or pay.com.au.
Qantas Points only expire after an 18-month period of inactivity in your account. This means that you should earn or redeem Qantas Points to ensure your account stays active. Holding a Qantas Premier Platinum credit card can help you earn Qantas Points and keep your account active.
This card does not offer additional ways to earn status credits with Qantas. But you can of course use your card to purchase flights and earn status credits for those flights.
Yes, the Qantas Premier Platinum card supports Apple Pay and Google Pay. By adding the card to your digital wallet, you can make purchases when you’re about and about without the need for a physical card.
Yes, Qantas Premium Platinum allows up to four additional cardholders with a fee of $50 for each additional cardholder. Each individual must be an Australian resident aged 16 years or older. Additionally, each individual must be a Qantas Frequent Flyer member at the time of application. Note that all Qantas Points earned by additional cardholders will be credited to the primary cardholder.