St.George Amplify Rewards Platinum Card Guide

St George Amplify Platinum card

The St.George Amplify Rewards Platinum card earns Amplify Rewards Points with no cap, which can be transferred to Velocity points or KrisFlyer miles.

Signup bonus
100,000 bonus Amplify Points (can get you up to $450 in eGift cards), when you spend $3,000 or more on eligible purchases within the first 3 months of approval
Points Earned
1 Amplify Points for every $1 spent on eligible purchases
Annual fee
$49 for the first year, $124 p.a. ongoing
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Australian Frequent Flyer is currently not accepting applications for this card offer.
Get notified when it’s live.

Why we like the St.George Amplify Rewards Platinum card

If you’re looking for a credit card in Australia that earns points which can be transferred to Virgin Australia Velocity or Singapore Airlines KrisFlyer, look no further than the St.George Amplify Rewards Platinum card.

You’ll earn 1 Amplify Point per dollar spent, with no cap. Amplify Points can be converted to Velocity points at a rate of 2:1, or KrisFlyer miles at a 3:1 ratio. If you’d rather utilise your points elsewhere, the current sign-up bonus of 90,000 Amplify Points is worth up to $400 in gift cards.

The St.George Amplify Rewards Platinum credit card also includes other great perks. In addition to complimentary overseas travel insurance, you’ll receive extended warranty on purchases and 0% p.a. for 24 months on balance transfers.

Key Information & How to Apply

Key facts about this card

Card type
Visa
Signup bonus
100,000 bonus Amplify Points (can get you up to $450 in eGift cards), when you spend $3,000 or more on eligible purchases within the first 3 months of approval
Annual fee
$49 for the first year, $124 p.a. ongoing
Interest rate
20.99% p.a.
Interest-free days
Up to 55 days
Minimum monthly repayment
2% of outstanding balance or $10, whichever is higher
Minimum credit limit
$6000
International transaction fee
3%

To apply for this card, you will need

  • To be an Australian citizen, resident or long-term visa holder aged 18 or over
  • No history of bad debt or payment default
  • Your Australian driver’s licence number and proof of income
  • 10-15 minutes to complete your application
Notify Me

Australian Frequent Flyer is currently not accepting applications for this card offer.
Get notified when it’s live.

Sign-up bonus

Earn 90,000 bonus Amplify Rewards points when you apply for a St.George Amplify Platinum credit card by 30 November 2023! That’s equivalent to 45,000 Virgin Australia Velocity points or 30,000 Singapore Airlines KrisFlyer miles, or up to $400 in gift cards.

To be eligible for the bonus points, you would need to spend $3,000 or more on eligible purchases within the first 3 months of card approval.

This offer is not available to existing St.George, BankSA or Bank of Melbourne cardholders, or those who have held a credit card from any of these banks in the last 12 months.

To give you an idea of how to redeem KrisFlyer miles, you can fly from Perth to Bangkok via Singapore one-way in Singapore Airlines Business Class for 40,500 KrisFlyer miles + approximately $96 in taxes.

KrisFlyer Business Saver availability PER-SIN-BKK
Screenshot from the Singapore Airlines website.

Travel benefits

The St.George Amplify Rewards Platinum credit card includes travel insurance for overseas, as well as eligible domestic trips. If you’re looking for additional travel benefits, such as lounge passes and access to Visa Luxury Hotels, you may want to consider the St.George Amplify Rewards Signature credit card.

Complimentary travel insurance

St.George Amplify Rewards Platinum cardholders receive complimentary overseas travel insurance. Interstate flight inconvenience insurance and rental vehicle access cover is also included.

The card’s insurance benefits are underwritten by Allianz. To be eligible for the complimentary international travel insurance, you must:

  • Reside in Australia,
  • Be aged under 81 at the time you’re eligible for insurance,
  • Begin and end your journey in Australia,
  • Hold a return overseas travel ticket before you leave Australia, and
  • Spend at least $500 on travel expenses on your St.George Amplify Rewards Platinum credit card before departing Australia.

Before using the complimentary travel insurance on your St.George Amplify Platinum card, ensure you read the PDS here.

Earning points

With a St.George Amplify Rewards Platinum card, you’ll earn points towards the Amplify Rewards program at a rate of 1 point per $1 spent on eligible transactions. This excludes government payments. If you’re planning to convert Amplify Points to a frequent flyer program, you’ll effectively earn 0.5 Velocity points or 0.33 KrisFlyer miles per dollar.

There’s no monthly or annual cap on points, so you can pocket unlimited points at the full rate.

Singapore Airlines Boeing 737-8 MAX at the gate at Darwin Airport
Amplify Points can be transferred to Singapore Airlines KrisFlyer miles. Photo: Matt Graham.

There is no expiry on Amplify Rewards points, as long as you keep your account active.

Some frequent flyer programs, like Singapore Airlines KrisFlyer, have an expiry date on points. If your goal is to transfer Amplify points to an airline partner, it’s best to hold onto them until you’re ready to book, or if a great bonus offer comes up.

Note that Amplify Points can not be transferred to Qantas points. However, you can earn Qantas points directly with the St.George Amplify Qantas Signature card.

Earning points for ATO & government payments

You won’t earn any points from direct payments to the Australian Tax Office (ATO) or other Australian government bodies when using your St.George Amplify Platinum credit card.

You can, however, use this card to pay tax and other bills through a payment service like pay.com.au to earn points.

Using Amplify Points

You can transfer Amplify Points to the following frequent flyer programs. Note that there is a minimum transfer of 3,000 points per transaction.

Transfer partners1 Amplify point equals…
Singapore Airlines KrisFlyer0.33 miles
Virgin Australia Velocity0.5 points

See our Overview of Amplify Rewards Transfer Partners for more information.

Virgin Australia Boeing 737-800 lands in Port Vila, Vanuatu
In addition to KrisFlyer, you can choose to transfer your Amplify Points to Virgin Australia’s Velocity program. Photo: Virgin Australia.

Alternatively, you could also redeem Amplify Points for:

  • Gift cards
  • Movie tickets, wine, tech gadgets, appliances and more
  • Flights, hotels, car hire and other travel bookings.

Summary

Signup bonus
100,000 bonus Amplify Points (can get you up to $450 in eGift cards), when you spend $3,000 or more on eligible purchases within the first 3 months of approval
Points Earned
1 Amplify Points for every $1 spent on eligible purchases
Annual fee
$49 for the first year, $124 p.a. ongoing
Notify Me

Australian Frequent Flyer is currently not accepting applications for this card offer.
Get notified when it’s live.

Frequently Asked Questions (FAQs)

What are the requirements to apply for a St.George Amplify Rewards Platinum card?

To apply for a St.George Amplify Rewards Platinum credit card, you would need to be aged 18 or over and an Australian citizen, resident or long-term visa holder. You’ll also need a residential address in Australia and a verifiable Australian taxable income.

What is the minimum credit limit on the St.George Amplify Rewards Platinum card?

The minimum credit limit is $6,000.

What’s the difference between the Amplify Rewards Platinum and Amplify Rewards Signature credit cards?

The St.George Amplify Rewards Signature card offers more perks than the St. George Amplify Rewards Platinum credit card. The latter has a lower annual fee, a lower minimum credit limit, and also excludes complimentary lounge access and the birthday bonus points. Additionally, the St.George Amplify Rewards Signature card earns 1.5 Amplify Points per dollar, while the St.George Amplify Rewards Platinum earns at a rate of 1:1.

Do Amplify Points expire?

Amplify Points do not expire as long as your account remains active and in good standing. If your goal is to transfer Amplify Points to a frequent flyer program, you can keep the points in your account then transfer them when you’re ready to book a flight.

Is the St.George Amplify Rewards Platinum card compatible with Apple Pay?

Yes, the St.George Amplify Rewards Platinum credit card is compatible with Apple Pay, as well as other contactless payment solutions like Google Pay and Samsung Pay. Adding this card to your digital wallet means you can make payments on the go without the need for a physical card.

Can you add an additional cardholder?

Yes, as long as the second cardholder is at least 16 years of age.

How do I transfer St.George Amplify Points to KrisFlyer?

To transfer Amplify Points to airline partners, including KrisFlyer, simply log into your Amplify Rewards Account via the website or mobile app. You can also call the St.George Amplify Rewards Centre on 1300 489 586.

Can I transfer my Amplify Points to Qantas?

No, you cannot transfer Amplify Rewards Points to Qantas points. If you’re looking for a credit card in Australia that earns Qantas points directly, you may want to consider the St.George Amplify Qantas Signature card.

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