Best Australian Credit Cards to Earn KrisFlyer Miles in 2022

Best Credit Cards to Earn Singapore Airlines KrisFlyer Miles
Singapore Airlines Business Class. Photo: Singapore Airlines.

Looking for a great credit card that can help you to earn Singapore Airlines KrisFlyer miles in Australia? You’re not alone – the Singapore Airlines KrisFlyer program is one of the most popular overseas frequent flyer programs for Australian frequent flyers!

The KrisFlyer program offers access to good award availability on Singapore Airlines flights from Australia to Asia, Europe, the Middle East, North America and South Africa. This includes award seats in Business Class and, on some routes where this is offered, Premium Economy & First Class.

KrisFlyer miles can also be redeemed to fly across the Star Alliance network, as well as with other partners including Virgin Australia, Virgin Atlantic, Alaska Airlines and Vistara.

The following airlines are part of Star Alliance:

Star Alliance airlines in 2020
Star Alliance member airlines.

There are no fuel or carrier surcharges when redeeming KrisFlyer miles to fly with Singapore Airlines, and award flight prices are highly competitive. In fact, you can even book a round-the-world ticket in Business Class for just 240,000 KrisFlyer miles! (That’s less than the number of Qantas Frequent Flyer points you’d need to simply book a return Qantas Business Class ticket from Sydney to Dallas or Perth to London.)

Unfortunately, KrisFlyer miles expire after 3 years – regardless of your account activity. But by earning points through a credit card, you can prevent your KrisFlyer miles from expiring. Simply transfer the points from your credit card’s rewards program to KrisFlyer as you need to use them, to avoid having unused KrisFlyer miles sitting in your account for a long period of time.


Earning KrisFlyer miles via credit cards in Australia

Many Australians collect Qantas or Velocity Frequent Flyer points by default. While there are more ways to earn points in Australia with our two major frequent flyer programs, it’s still easy to earn KrisFlyer miles in Australia via credit card spend.

There are no longer any direct-earn or co-branded KrisFlyer credit cards in Australia. (There was a Singapore Airlines Westpac Platinum credit card, but this has been discontinued.) Nonetheless, almost every major Australian bank loyalty program except CommBank Awards lets you transfer points earned on their credit cards to KrisFlyer.

You can transfer credit card reward points from the following Australian credit card loyalty programs to Singapore Airlines KrisFlyer:

  • Amex Membership Rewards (2:1 conversion rate)
  • ANZ Rewards (3:1 conversion rate)
  • NAB Rewards (3:1 conversion rate)
  • Westpac Altitude (3:1 conversion rate)
  • St George/Bank of Melbourne/Bank SA Amplify Rewards (2:1 conversion rate)
  • Diners Club Rewards (2:1 conversion rate)
  • Citibank Rewards (2.5:1 conversion rate)
  • Suncorp Bank Rewards (2.5:1 conversion rate)
  • HSBC Rewards Plus (2:1 conversion rate)

It was also previously possible to convert Velocity Frequent Flyer points to KrisFlyer miles, but this option was suspended in April 2020 and has not yet returned.


The best Australian credit cards for earning KrisFlyer miles in 2022

We’ve put together a list of the top-earning personal credit cards in Australia for KrisFlyer miles, based on their earn rate for everyday spend.

All of the cards listed below earn points with a credit card rewards program that can then be transferred to KrisFlyer miles. For easy comparison, we’ve listed the equivalent amount of KrisFlyer miles earned per $1 spent after accounting for the conversion rate.

Without further ado, here is our list of the best KrisFlyer credit cards in Australia in 2022:

Card Loyalty program Annual fee KrisFlyer miles per $1 Cap on full earn rate
Amex Platinum Amex Ascent Premium $1,450 1.125
Amex Explorer Amex Gateway $395 1
St George Amplify Signature Amplify $279 0.75
ANZ Rewards Black ANZ Rewards $375 0.67 $5,000/month
Amex Essential Amex Gateway $0 0.625


It’s also worth noting that with the American Express Platinum Edge & David Jones Amex credit cards, you can earn the equivalent of 1.5 KrisFlyer miles per dollar spent at major supermarkets and petrol stations in Australia.

With both of these cards, you would normally earn 1 Amex Membership Rewards point (equivalent to 0.5 KrisFlyer miles) per $1 spent on everyday purchases. But these cards both offer triple points on groceries and fuel from eligible retailers.

If you want to maximise the points you earn from credit cards, you may also be interested in credit card sign-up bonuses. Many of the current Australian credit card sign-up deals are discussed on the Australian Frequent Flyer forum: AFF Credit Card Promotions Threads


Would you like to learn more about credit cards?

Frequent Flyer Solutions has an entire training course on Credit Cards. This course will teach you about maximising your credit card points and help you to choose the credit card that’s right for you! View course →


Disclaimer: This article is not intended as financial advice. Consider your personal circumstances before applying for any type of credit.


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Matt Graham
The editor of Australian Frequent Flyer, Matt's passion for travel has taken him to over 60 countries… with the help of frequent flyer points, of course!
Matt's favourite destinations (so far) are Germany, Brazil, New Zealand & Kazakhstan. His interests include economics, aviation & foreign languages, and he has a soft spot for good food and red wine.

You can contact Matt at [email protected]