Most Australian banks offer co-branded Qantas Frequent Flyer personal credit cards that let you earn Qantas points on your everyday purchases.
As an alternative to a personal card, some banks also provide business credit cards linked to Qantas Business Rewards. These cards award points for business expenses into your Qantas Business Rewards account.
By signing up for just one Qantas business credit card, you could also earn up to a massive 200,000 bonus Qantas Points!
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Why get a business credit card?
If you run a business, there are several reasons you might consider getting a business credit card. For example, you may be able to issue employee cards. In addition, they can help with your business’s cash flow and accounting. And some come with complimentary travel insurance that also covers your employees when they travel for business.
Many Aussie business cards also award points when you make payments to the ATO, without needing to use a third-party bill payment service.
As an added perk, some of the Qantas Business Rewards cards on the market have epic sign-up bonus point offers! For example, you could earn up to 200,000 bonus Qantas Points just from a single business card application.
To give you an idea of the value, it would cost 164,000 Qantas Points + $624 in taxes & carrier charges for a return Qantas Classic Reward ticket in Business Class from Sydney to Honolulu! You could even fly around the world with up to five stopovers in Economy Class for 132,400 Qantas Points, plus taxes and carrier charges.
To qualify for a business credit card, you would need an Australian Business Number (ABN). In some cases, your business might need to be registered for GST.
For more information about business credit cards, including a full list of points-earning business cards available in Australia, check out the Australian Frequent Flyer Training. Our training unit on Business Credit Cards in Course 2 is available for free to all logged-in AFF members.
About Qantas Business Rewards
Most Qantas points-earning business credit cards in Australia are affiliated with Qantas Business Rewards.
For every dollar you spend on eligible purchases on your business card, you’ll earn points in your Qantas Business Rewards account. This is Qantas’ loyalty program for small-to-medium enterprises in Australia.
To join Qantas Business Rewards, you’ll need to have an active ABN. There’s an $89.50 joining fee, but you can easily avoid paying this by using a “free join” link.
Qantas Business Rewards and Qantas Frequent Flyer share the same points currency. You can transfer Qantas Points from Qantas Business Rewards to anyone – including yourself, a family member or anyone else – at a 1:1 rate. You just need to convert at least 3,000 points at a time.
Up to 20,000 Qantas Points transferred into your Qantas Frequent Flyer account each year from a Business Rewards account contribute towards Points Club.
The highest-earning Qantas Business Rewards cards
The top-earning Qantas business card in Australia is the American Express Qantas Business Rewards charge card. With this card, you can earn 1.25 Qantas Points per $1 on the first $400,000 of everyday expenses charged to the card each calendar year. Thereafter, you’ll earn 0.75 Qantas Points per $1 for the rest of the year.
Below is a full list of the best business credit cards for Qantas Points in Australia. They’re ranked according to their earn rate for regular purchases.
If you’re viewing this article on a smartphone, the tables below may look better if you rotate your device horizontally.
| Card | Annual fee | Qantas Points earned per $1 | More information |
|---|---|---|---|
 1. Amex Qantas Business Rewards | $450 | 1.25 (up to $400,000/year) |  |
 2. Amex Platinum Business | $1,750 | 1.125 | |
 3. ANZ Qantas Business Rewards | $375 | 0.75 (up to $15,000/month) | |
 4. ANZ Business Black | $375 | 0.75 (up to $10,000/month) | |
 5. NAB Qantas Business Signature | $295 | 0.67 (up to $50,000/month) | |
 6. Bendigo Bank Qantas Business | $89 | 0.6 (up to $30,000/month) |
List of the best current Qantas business card bonus point offers
As of July 2024, the best business card sign-up offer for Qantas Points belongs to the NAB Qantas Business Signature card. You could earn an impressive 200,000 Qantas Points when you spend $4,000 on everyday business purchases within 60 days of opening the card.
The American Express Platinum Business card is also offering 350,000 bonus Amex Membership Rewards points. These points can be transferred at a 2:1 rate to Qantas Frequent Flyer (or a wide range of other airline programs), giving you up to 175,000 Qantas Points.
Here’s a full list of current sign-up offers for Qantas Points on Australian business credit and charge cards:
| Card | Bonus Points | Minimum spend to earn bonus points | Offer expiry | Annual fee | More information |
|---|---|---|---|---|---|
| 1. NAB Qantas Business Signature | 200,000 Qantas Points | Spend $4,000 within 60 days. | 28 February 2025 | $295 | |
| 2. Amex Platinum Business | 350,000 Amex points (worth 175,000 Qantas Points) | Spend $12,000 within 3 months. | 5 November 2024 | $1,750 | |
| 3. Amex Qantas Business Rewards | 150,000 Qantas Points | Spend $6,000 within 3 months. | 1 October 2024 | $450 | |
 4. ANZ Qantas Business Rewards | 130,000 Qantas Points | Spend $6,000 within 3 months. | Ongoing | $375 | |
 5. Westpac BusinessChoice Rewards Platinum | 50,000 Qantas Points | Spend $3,000 within 90 days. | 30 October 2024 | $150 |
Frequently asked questions (FAQs)
The American Express Qantas Business Rewards card is the business rewards card in Australia that earns Qantas Points at the highest rate, earning 1.25 Qantas Points per $1 spent on eligible purchases.
Technically, most business cards in Australia that award Qantas Points are linked to the Qantas Business Rewards program. But Qantas Business Rewards and Qantas Frequent Flyer share the same Qantas Points currency, and you can easily convert points from Business Rewards into your personal Qantas Frequent Flyer account.
Qantas Business Rewards is a loyalty program that lets small to medium-sized Australian businesses earn Qantas Points on business expenses. It has over half a million members.
Yes, you can link your personal Qantas Frequent Flyer account with your business’ Qantas Business Rewards account. You can also transfer points a minimum of 3,000 Qantas Points at a time from Qantas Business Rewards into your own (or anyone else’s) personal Qantas Frequent Flyer account, at a 1:1 conversion rate.
Yes, even small businesses can benefit from the Qantas Business Rewards program. You just need to have an active Australian Business Number (ABN) to sign up. However, some banks might require that your business is registered for GST or has a minimum turnover in order to qualify for a business credit card.
150,000 Qantas Points is enough to fly one-way from Australia to anywhere in the world in Qantas Business Class, including to London, excluding taxes & carrier charges. You could also book a Oneworld Classic Flight Reward to fly around the world in Economy Class, or get 13 Business Class upgrades on Qantas flights between Sydney and Melbourne.
Would you like to learn more about credit cards?
Australian Frequent Flyer has a free training course on Credit Cards which is available to all AFF members! This course will teach you about maximising credit card points and can also help you to choose the credit card that’s right for you. View course →
Note: This article is not financial advice. Consider your circumstances before applying for credit cards or any other type of credit.
