The Best Qantas Business Rewards Credit Cards in 2025
Most Australian banks offer co-branded Qantas Frequent Flyer personal credit cards that let you earn Qantas points on your everyday purchases.
As an alternative to a personal card, some banks also provide business credit cards linked to Qantas Business Rewards. These cards award points for business expenses into your Qantas Business Rewards account.
By signing up for just one Qantas business credit card, you could also earn up to 150,000 bonus Qantas Points!
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Why get a business credit card?
If you run a business, there are several reasons you might consider getting a business credit card. For example, you may be able to issue employee cards. In addition, they can help with your business’s cash flow and accounting. And some come with complimentary travel insurance that also covers your employees when they travel for business.
Many Aussie business cards also award points when you make payments to the ATO, without needing to use a third-party bill payment service.
As an added perk, some of the Qantas Business Rewards cards on the market have epic sign-up bonus point offers! For example, you could earn up to 150,000 bonus Qantas Points just from a single business card application.
To give you an idea of the value, you could fly around the world with up to five stopovers in Economy Class for 152,200 Qantas Points, plus taxes and carrier charges.
To qualify for a business credit card, you would need an Australian Business Number (ABN). In some cases, your business might need to be registered for GST.
For more information about business credit cards, including a full list of points-earning business cards available in Australia, check out the Australian Frequent Flyer Training. Our training unit on Business Credit Cards in Course 2 is available for free to all logged-in AFF members.
Become a frequent flyer points expert!
Learn all the tricks to travel better, for less, with our Frequent Flyer Training courses. The first two courses are free for all AFF members.
About Qantas Business Rewards
Most Qantas points-earning business credit cards in Australia are affiliated with Qantas Business Rewards.
For every dollar you spend on eligible purchases on your business card, you’ll earn points in your Qantas Business Rewards account. This is Qantas’ loyalty program for small-to-medium enterprises in Australia.
To join Qantas Business Rewards, you’ll need to have an active ABN. There’s an $89.50 joining fee, but you can easily avoid paying this by using a “free join” link.
Qantas Business Rewards and Qantas Frequent Flyer share the same points currency. You can transfer Qantas Points from Qantas Business Rewards to anyone – including yourself, a family member or anyone else – at a 1:1 rate. You just need to convert at least 3,000 points at a time.
Up to 20,000 Qantas Points transferred into your Qantas Frequent Flyer account each year from a Business Rewards account contribute towards Points Club.
See our Qantas Business Rewards guide for more details about this program.
The highest-earning Qantas Business Rewards cards
The top-earning Qantas business card in Australia is the American Express Qantas Business Rewards charge card. With this card, you can earn 1.25 Qantas Points per $1 on the first $400,000 of everyday expenses charged to the card each calendar year. Thereafter, you’ll earn 0.75 Qantas Points per $1 for the rest of the year.
Our Favourite Business Cards for Qantas Points
- Card Name
- American Express Qantas Business Rewards – 130,000 bonus Qantas Points
- Earn
- 1.25
- Signup Bonus
-
130,000 bonus Qantas Points*
Apply by 13th Jan 2026
- Annual Fee
- 450 p.a. ongoing plus up to 99 Employee Cards at no additional cost
- Read more
- View Offer
Qantas Points on everyday purchases
- Card Name
- American Express® Platinum Business Card – 300,000 Bonus Membership Rewards Points
- Earn
- 2.25
- Signup Bonus
-
300,000 Membership Rewards Bonus Points¹
Apply by 13th Jan 2026
- Annual Fee
- $1,750 p.a
- Read more
- View Offer
points on everyday purchases
Below is a full list of the best business credit cards for Qantas Points in Australia. They’re ranked according to their earn rate for regular purchases.
If you’re viewing this article on a smartphone, the tables below may look better if you rotate your device horizontally.
| Card | Annual fee | Qantas Points earned per $1 | More information |
|---|---|---|---|
 1. Amex Qantas Business Rewards | $450 | 1.25 (up to $400,000/year) |  |
 2. Amex Platinum Business | $1,750 | 1.125 | |
 3. ANZ Qantas Business Rewards | $375 | 0.75 (up to $15,000/month) | |
 4. ANZ Business Black | $375 | 0.75 (up to $10,000/month) | |
 5. NAB Qantas Business Signature | $295 | 0.67 (up to $50,000/month) | |
 6. Bendigo Bank Qantas Business | $89 | 0.6 (up to $30,000/month) |
List of the best current Qantas business card bonus point offers
As of November 2025, the best business card sign-up offers for Qantas Points belong to the NAB Qantas Business Signature and ANZ Qantas Business Rewards cards. You could earn an impressive 150,000 Qantas Points with each of these sign-up offers.
The American Express Platinum Business card is also offering 300,000 bonus Amex Membership Rewards points until 13 January 2026. These points can be transferred at a 2:1 rate to Qantas Frequent Flyer (or a range of other airline programs at varying rates), giving you up to 150,000 Qantas Points after transferring.
Here’s a full list of current sign-up offers for Qantas Points on Australian business credit and charge cards:
| Card | Bonus Points | Minimum spend to earn bonus points | Offer expiry | Annual fee | More information |
|---|---|---|---|---|---|
| 1. NAB Qantas Business Signature | 150,000 Qantas Points | Spend $10,000 within 90 days. | Ongoing | $295 | |
 2. ANZ Qantas Business Rewards | 150,000 Qantas Points | Spend $6,000 within 3 months to earn 100,000 points. Keep the card at least 15 months to get another 50,000 points. | Ongoing | $375 | |
| 3. Amex Platinum Business | 300,000 Amex points (worth 150,000 Qantas Points) | Spend $12,000 within 3 months. | 4 November 2025 | $1,750 | |
| 4. Amex Qantas Business Rewards | 130,000 Qantas Points | Spend $3,000 within 3 months. | 13 January 2026 | $450 | |
Frequently asked questions (FAQs)
The American Express Qantas Business Rewards card is the business rewards card in Australia that earns Qantas Points at the highest rate, earning 1.25 Qantas Points per $1 spent on eligible purchases.
Technically, business cards in Australia that award Qantas Points are linked to the Qantas Business Rewards program. But Qantas Business Rewards and Qantas Frequent Flyer share the same Qantas Points currency, and you can easily convert points from Business Rewards into your personal Qantas Frequent Flyer account.
Qantas Business Rewards is a loyalty program that lets small to medium-sized Australian businesses earn Qantas Points on business expenses. It has over half a million members.
Yes, you can link your personal Qantas Frequent Flyer account with your business’ Qantas Business Rewards account. You can also transfer points a minimum of 3,000 Qantas Points at a time from Qantas Business Rewards into your own (or anyone else’s) personal Qantas Frequent Flyer account, at a 1:1 conversion rate.
Yes, even small businesses can benefit from the Qantas Business Rewards program. You just need to have an active Australian Business Number (ABN) to sign up. However, some banks might require that your business is registered for GST or has a minimum turnover in order to qualify for a business credit card.
Would you like to learn more about credit cards?
Australian Frequent Flyer has a free training course on Credit Cards which is available to all AFF members! This course will teach you about maximising credit card points and can also help you to choose the credit card that’s right for you. View course →
Become a frequent flyer points expert!
Learn all the tricks to travel better, for less, with our Frequent Flyer Training courses. The first two courses are free for all AFF members.
Note: This article is not financial advice. Consider your circumstances before applying for credit cards or any other type of credit.
