Top 5 Credit Card Deals for October 2019

Top 5 Australian Credit Card Deals for October 2019There are some fantastic Australian credit card sign-up deals available during October 2019, including from American Express, Citibank, Virgin Money and ANZ.

Credit card sign-up bonuses are one of the easiest ways to accumulate frequent flyer points quickly and relatively cheaply! By applying for a credit card and paying the annual fee, you can earn tens of thousands of frequent flyer points towards your next trip.

If you’re thinking about applying for a new credit card, why not take advantage of these great sign-up deals and top up your frequent flyer points? To help you out, here is a selection of our picks for the top 5 Australian credit card sign-up deals for October 2019:

1. Citi Signature Qantas – 150,000 Qantas points

Citibank is offering 150,000 bonus Qantas Frequent Flyer points with its Citi Signature Qantas credit card. That’s more than enough Qantas points to fly around the world in Economy class, plus taxes & carrier charges. You’ll earn 100,000 Qantas points if you spend at least $5,000 on the card within 90 days of approval, and another 50,000 Qantas points after paying the annual fee in the second year of holding the card.

This credit card has an annual fee of $395 (currently waived in the first year), plus a $49/year Qantas Rewards fee. This offer expires on 31 January 2020.

2. Qantas American Express Ultimate – 120,000 Qantas points

You can earn 120,000 bonus Qantas sign-up points during September 2019 with the Qantas Amex Ultimate card. This card has a $450 annual fee, but you’ll get this back in the form of a $450 annual Qantas travel credit. To receive the bonus points, you would need to spend at least $4,500 on the card within the first 3 months. This offer expires on 6 November 2019.

3. Qantas Premier Platinum – 120,000 Qantas points

This great offer with the Qantas Premier Platinum card is still on until 31 October 2019! You can earn up to 120,000 bonus Qantas points by spending a minimum of $1,500 per month on your new card for the first six months. You’ll earn 20,000 points for each month that this target is met. This card normally has a $299 annual fee, but during this promotion it is being reduced to $199 for the first year.

You can estimate the number of points you can earn with the Qantas Premier Platinum and other frequent flyer credit cards, based on your monthly spend using our credit card comparison tool.

Meanwhile, the Qantas Premier Titanium card is still offering an even higher bonus of 150,000 Qantas points if you apply by 31 October 2019 and spend at least $5,000 within the first 90 days. This card has a $1,200 annual fee and a minimum income requirement of $200,000.

4. Virgin Money Velocity High Flyer – 100,000 Velocity points

Virgin Money is still offering up to 100,000 Velocity points – enough for a one-way Business reward flight to Los Angeles – if you apply by 2 December 2019. You can earn 25,000 Velocity points for each month that you spend at least $3,000 on the Velocity High Flyer card during the first 3 months, and another 25,000 bonus points when renewing the card for a second year – up to a total of 100,000 bonus Velocity points. This card has a $289 annual fee and comes with an annual $129 Virgin Australia voucher.

5. ANZ Frequent Flyer Black – 100,000 Qantas points

Earn 100,000 bonus Qantas Frequent Flyer points and a $200 refund on the $425 annual fee with the current ANZ Frequent Flyer Black offer. To receive the bonus points, you’ll need to spend $4,000 within 3 months of approval. This offer does not have a listed expiry date.


That’s our pick for the best Australian credit card sign-up deals for October 2019. Honourable mentions also go to two products that are great credit cards for overseas spend. The ANZ Rewards Travel Adventures card is currently offering 75,000 bonus Velocity sign-up points; this card has a $225 annual fee but comes with a free annual return Virgin Australia flight, two annual Virgin Australia lounge passes and no overseas transaction fees. The $99/year Coles Rewards Mastercard also has no overseas transaction fees and is currently offering 120,000 flybuys points as a sign-up bonus.

Beware that most banks have credit card exclusion periods whereby bonus points are not awarded to customers that have previously held a card with that bank in the past 12-18 months.

Most current credit card sign-up deals are discussed on the Australian Frequent Flyer forum: Current Credit Card Promotions

Note: This article is not financial advice. Be sure to seek professional advice before applying for credit cards, or any kind of credit for that matter.


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Matt Graham
The editor of Australian Frequent Flyer, Matt's passion for travel has taken him to over 60 countries… with the help of frequent flyer points, of course!
Matt's favourite destinations (so far) are Germany, Brazil, New Zealand & Kazakhstan. His interests include economics, aviation & foreign languages, and he has a soft spot for good food and red wine.

You can contact Matt at [email protected]