Top 5 Credit Card Deals for November 2019

Top 5 Australian Credit Card Deals for November 2019There are some fantastic Australian credit card sign-up deals available during November 2019, including from Citibank, NAB, Qantas Money, Virgin Money and St George.

Credit card sign-up bonuses are one of the easiest ways to accumulate frequent flyer points quickly and relatively cheaply! By applying for a credit card and paying the annual fee, you can earn tens of thousands of frequent flyer points towards your next trip.

If you’re thinking about applying for a new credit card, why not take advantage of one of these great sign-up bonus offers and boost your frequent flyer points? To help you out, here is a selection of our picks for the top 5 Australian credit card sign-up deals for November 2019:

1. Citi Signature Qantas – 150,000 Qantas points

Citibank continues to offer 150,000 bonus Qantas points with the Citi Signature Qantas credit card. That’s more than enough Qantas points to fly around the world in Economy class, plus taxes & carrier charges. You’ll earn 100,000 Qantas points if you spend at least $5,000 on the card within 90 days of approval, and another 50,000 Qantas points after paying the annual fee in the second year of holding the card.

This credit card has an annual fee of $395 (currently being waived in the first year), plus a $49/year Qantas Rewards fee. This offer expires on 31 January 2020.

2. Qantas Premier Titanium – 150,000 Qantas points

You can also currently earn 150,000 bonus Qantas Frequent Flyer points with the $1,200/year Qantas Premier Titanium card. To earn the bonus points, you’d need to spend $5,000 on the card within 90 days of approval.

The Qantas Premier Titanium card has a high minimum income requirement of $200,000. If you’d rather go for a less expensive card, Qantas is also currently offering up to 120,000 bonus sign-up points with the $299/year Qantas Premier Platinum credit card. With that offer, you’ll earn 20,000 Qantas points for each month that you spend at least $1,500 on the card within the first six months. Both of these offers expire on 26 February 2020.

3. NAB Qantas Rewards Signature – 120,000 Qantas points

You can earn up to 120,000 bonus Qantas points with the NAB Qantas Rewards Signature card. This credit card has an annual fee of $395. You would earn 90,000 Qantas points if you spend at least $3,000 within 60 days (not the usual 90 days) of opening the card, then another 30,000 Qantas points if you renew the card for a second year. This offer does not have an advertised expiry date.

You can estimate the number of points you can earn with the NAB Qantas Rewards Signature, and other frequent flyer credit cards, based on your monthly spend using our credit card comparison tool.

4. St George Amplify Signature – 200,000 Amplify points

St George Bank is still offering up to 200,000 Amplify Rewards points until 12 February 2020. This is equivalent to 100,000 Velocity points, Singapore Airlines KrisFlyer miles or Malaysia Airlines Enrich miles. Singapore Airlines KrisFlyer miles are a valuable frequent flyer point currency, so it’s great to be able to earn such a large bonus from an Australian credit card offer!

This card has a $279 annual fee. To earn the full amount of bonus points, you would need to spend at least $12,000 in both the first and second year of holding the card. (You’ll receive 130,000 bonus Amplify points in the first year, then 70,000 points in the second year.)

Bank of Melbourne and Bank SA (which, like St George, are owned by Westpac) also have equivalent credit card sign-up deals available.

5. Virgin Money Velocity High Flyer – 100,000 Velocity points

Virgin Money is still offering up to 100,000 Virgin Australia Velocity points – enough for a one-way Business reward flight to Los Angeles – if you apply by 2 December 2019. You can earn 25,000 Velocity points for each month that you spend at least $3,000 on the Velocity High Flyer card during the first 3 months, and another 25,000 bonus points when renewing the card for a second year – up to a total of 100,000 bonus Velocity points. This card has a $289 annual fee and comes with an annual $129 Virgin Australia voucher.


That’s our pick for the best Australian credit card sign-up deals for November 2019.

Beware that most banks have credit card exclusion periods whereby bonus points are not awarded to customers that have previously held a card with that bank in the past 12-18 months.

Most current credit card sign-up deals are discussed on the Australian Frequent Flyer forum: Current Credit Card Promotions

Note: This article is not financial advice. Be sure to seek professional advice before applying for credit cards, or any kind of credit for that matter.


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Matt Graham
The editor of Australian Frequent Flyer, Matt's passion for travel has taken him to over 60 countries… with the help of frequent flyer points, of course!
Matt's favourite destinations (so far) are Germany, Brazil, New Zealand & Kazakhstan. His interests include economics, aviation & foreign languages, and he has a soft spot for good food and red wine.

You can contact Matt at [email protected]