Guide to PayRewards Transfer Partners

For full disclosure, Australian Frequent Flyer is affiliated with Pay.com.au.

Pay.com.au has increased the rate at which its PayRewards points convert to Qantas Business Rewards and Virgin Australia Business Flyer from 2.5:1 to 2:1.

It comes as PayRewards continues to add new transfer partners including Japan Airlines Mileage Bank, China Southern Sky Pearl Club, United MileagePlus and British Airways Club.

Pay.com.au is one of several Australian bill payment services that let you earn full points on your credit card when paying tax bills and other business expenses. Most Australian banks do not award points on government payments, so paying the ATO through platforms such as pay.com.au lets you earn credit card points for these payments as you would for any other everyday expense.

Uniquely, Pay.com.au also gives you the option to purchase an additional bundle whenever you make a payment which earns PayRewards points.

What can you use PayRewards points for?

You can now convert PayRewards points to 12 airline and 3 hotel loyalty programs. These are the PayRewards program partners and point conversion rates:

Transfer partner	Conversion rate (from PayRewards to Airline/Hotel)
Qantas Business Rewards	2:1
Virgin Australia Business Flyer	2:1
Qatar Airways Privilege Club	3:1
British Airways Club	3:1
Air Canada Aeroplan	2.5:1
Singapore Airlines KrisFlyer	2.5:1
Cathay	3:1
Vietnam Airlines Lotusmiles	2.5:1
Thai Airways Royal Orchid Plus	3:1
United MileagePlus	3:1
China Southern Sky Pearl Club	3:1
Japan Airlines Mileage Bank	3:1
Marriott Bonvoy	1.75:1
IHG One Rewards	2:1
Accor Live Limitless (ALL)	4:1

This is a solid list of useful airline partners. And Marriott is a particularly useful hotel partner because you can convert Marriott Bonvoy points to around 40 different frequent flyer programs!

Special deal for AFF Gold & Platinum members

As an exclusive offer, AFF Gold & Platinum members can benefit from pay.com.au’s Premium plan processing rates for 90 days at no cost! That’s two months longer than the usual 30-day free trial offered to new Premium members.

See the AFF Member Lounge for more details.