“Dynamic Currency Conversion” rip-off

Ever been offered the opportunity to pay in Australian dollars while shopping overseas or on a foreign website? Chances are, you’ve been exposed to “dynamic currency conversion”. You might think that the merchant is doing you a favour by converting the price to your native currency, but the reality is that they’re probably ripping you … Continued

To tip or not to tip

If you’re a first time traveller to America, chances are you will not be prepared for the tipping culture. Thanks to a lack of a standard minimum wage, tipping for many employees is the bulk portion of their wages. As a result, a wad of $1 bills is almost a necessity, no doubt also helping … Continued

Man Bags and Wallets

With August 1 being D Day for credit cards to lose their signatures, there has been some speculation that we are finally entering the cashless era. Technologies such as Paywave etc. allow transactions that are quick and easy negating the need for cash. But we all need to keep those cards somewhere. Throw in the … Continued

Qantas Cash ditches POLi

When Qantas launched Qantas Cash last year, it quickly got the attention of our members. That attention has been both positive and negative. While our members like the ability to earn points through their own funds, getting those funds onto the card has proved to be an onerous exercise. The quickest I’ve experienced is 48 … Continued

Cheap Cash when travelling

Despite many of us living in a society where plastic is the common means of payment, it’s cash that is the King while travelling. But how do you get local currency cheaply in strange lands? The easy way to get cash is via a cash exchange. However you do run the risk of theft and/or … Continued