Beware of Dynamic Currency Conversion

Have you ever been asked while travelling whether you wanted to pay in Australian dollars or the local currency? The offer to pay in Australian dollars overseas is known as “dynamic currency conversion”, and it’s a complete and total rip-off. When a customer pays using dynamic currency conversion, the merchant makes a commission. So it’s … Continued

Pickpockets in Europe: A Cautionary Tale

Delays, food poisoning, missing baggage… there’s plenty that can go wrong when travelling overseas. Unfortunately, if you’re travelling to Europe, there are also plenty of pickpockets that will try their best to ruin your trip. AFF member OZDUCK is lucky to still have a wallet after pickpockets in the Spanish city of Barcelona attempted to … Continued

UBank Axes Foreign Transaction Fees

Another Australian bank has announced it is waiving foreign transaction and overseas ATM withdrawal fees. As a result, the UBank USaver Ultra transaction account is now a competitive alternative to the Citibank Plus transaction account and a worthwhile option for travellers to consider. The Citibank Plus transaction account has been extremely popular with overseas travellers … Continued

Qantas Cash as an Everyday Banking Card?

If you have a Qantas Frequent Flyer card, chances are that you also have a Qantas Cash card. This is the debit card on the back of your frequent flyer membership card. The airline advertises Qantas Cash as a “travel money” card, but is it a viable option as an everyday banking card to use … Continued