dein_gesicht
Active Member
- Joined
- Aug 18, 2011
- Posts
- 631
Or you just use the points for giftcards if you earn a sufficient level of points from your work to get free flights anyway
Bankwest Qantas Platinum Mastercard seems to offer really good deal:
- $1 for 1 QFF (capped at 200k points per year)
- Great travel insurance
- Purchase extended warranty
- Purchase security
- No foreign transaction fees
- $140 p.a. on annual fees
- 55 days interest free on purchases
Welcome to AFF.But aren't Virgin redemptions at a higher rate of points than QF?
$$ Co-pays:Hrm.
QF: SYD-LAX is 96k in Y.
VA: SYD-LAX is 94k in Y.
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Suncorp Clear Options Platinum Visa looks pretty good:
- $59 annual fee first year, rising to $199 in second (add $49 to get QFF points)
- $35,000 income requirement
- 1:1 QFF if you opt in
- Purchase cover $200,000
- Travel insurance
- Extended warranty
BankWest remains the best option overall.
Is WW EDR the cheapest 1:1 at $89 annual?
I haven't found any cheaper than that, been doing my homework on a non-amex card for QF points.
I guess my question would be, if you can get the WW EDR card at $1=1QF for $89/yr, what is the advantage of the Bankwest QF Plat MC at $140/yr?
Simple: you can never have too many credit cards
I have seen credit scores that would suggest otherwise.
So where are we at then?
I've got an EDR, and for what it is its a good value card - right at the minute its my only points earning master/visa. Given the arbitrary credit hold this card suffers though (o/s bookings) not to mention exorbitant o/s charges I live with a constant unsettled feeling when I travel on this card - I have a couple of Amex and a 28 degrees too, but really _really_ need a decent points earning backup, preferably one that earns to VA or at least can be transferred to VA/others. I almost went for the VA flyer yesterday as I got a targeted email with 30K sign-on, until I noticed the immediate charge for overdrawing the credit limit ... This sometimes happens and can usually be fixed within a day or two when it does and so long as no charge is made unless one crosses the statement border I don't mind, but an immediate charge just seems too harsh to me. The co-branded offerings from the banks just leave me utterly cold with their 0.5 and 0.625 master/visa earn.