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Looks like the TransferWise debit Mastercard will be available in Australia shortly. I signed up to be notified when it was available and got an email today inviting me to test it out before its released to the general public.
Looks like you need to have money in your TransferWise account to have the card sent out (although you can pre-order with nil balance):
"Your TransferWise Platinum debit Mastercard® is free, but you'll need to add a minimum amount to your balance before we send it out. This helps us confirm your identity, and could save you having to upload a proof of address later."
For me, it's about the ability to send/receive funds overseas as a local transfer and hold in that currency at a reasonable exchange rate.
For example, if my cousin in the UK wants to send me money for something, she can send it to my TransferWise account using a UK sort code and account number rather than having to pay for an international transfer and losing money in the exchange to AUD. I can then hold the GBP to use at a later date or convert into a different currency, e.g. EUR or USD. Now with the debit card, I can access the funds through ATM/EFTPOS rather than via online transfers.
I also have Citibank multicurrency accounts attached to my Plus transaction account, for travel, so I am keen to see how they compare.
The website is helpful. You can have a USD bank account with a debit card (and other currencies)
This means If someone pays you in USD, then you can spend it in USD with your debit card, without any conversions.
Try that with your Australian bank account debit cards or try opening a bank account in USA
(yes, Citi and HSBC do offer a product that can do this)