Strategy to obtain US Amex

I’ve just d/g to business green. I didn’t quite want to let go of the pay over time limit. I don’t think I’ll use it but best to have it just in case. They offered me a retention offer of 15k points for $5k spend which I thought was pretty ordinary. Was told they’d pro rats as @levelnine has described. I think I lose $40 in pro rated AF for 2 days so that’s a bit harsh but could’ve lost the lot. I will give it some more thought over the next year. It does have our well known foreign conversion charge so I’ll be mindful of that before I consider using it.
 
https://www.reddit.com/r/CreditCards/comments/1ldmnd3/new_chase_sapphire_reserve_business_card_795

Anyone have any thoughts on the new Chase Business card coming out next week? Not sure what the opening offer will be but heard rumours of 200k points.. MS is very high at 30k USD
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albyd said:
I’ve just d/g to business green. I didn’t quite want to let go of the pay over time limit. I don’t think I’ll use it but best to have it just in case. They offered me a retention offer of 15k points for $5k spend which I thought was pretty ordinary. Was told they’d pro rats as @levelnine has described. I think I lose $40 in pro rated AF for 2 days so that’s a bit harsh but could’ve lost the lot. I will give it some more thought over the next year. It does have our well known foreign conversion charge so I’ll be mindful of that before I consider using it.
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How soon after annual fee posting did you downgrade? I assumed if you cancelled within 30 days of AF posting you got a full refund?
 
https://frequentmiler.com/chase-rem...le-allowing-new-cards-without-welcome-offers/


Keep an eye on the Chase Sapphire family. I'm not in the demographic for the Reserves but I hope they don't mess with the CSP. I like it just the way it is. The 1.25 for travel booked on their portal is good for small airlines that aren't in an alliance like Solomon Airlines. Apparently the multiplyer is going away after Oct 2025 for points earned up to those dates but you can still use them at old rates for 2 years.
 
Agree CSP is great value at moment - the CSR personal and business are very "couponised" - haven't looked too much into it but it seems like an effort to use to at moment to get value, but have not excluded. Any know what the SUB offer will be - might consider for a year but only got CSP 2 months ago
 
georgie23 said:
Agree CSP is great value at moment - the CSR personal and business are very "couponised" - haven't looked too much into it but it seems like an effort to use to at moment to get value, but have not excluded. Any know what the SUB offer will be - might consider for a year but only got CSP 2 months ago
Click to expand...
What value are you getting from CSP? I have redeemed some points to hyatt. I do use the 3x reward points fot online supermarkets in Australia. Apart from that is there much else?
 
Sorry I meant in terms of getting a 100K SUB for 95 AF - (compared to 795 for CSR with unknown SUB)
The ongoing value is nothing exceptional beyond 3x for restaurants/food and having a VISA option that is accepted everywhereI am using the DD pass offer and the 10pm makes the card free
 
georgie23 said:
Sorry I meant in terms of getting a 100K SUB for 95 AF - (compared to 795 for CSR with unknown SUB)
The ongoing value is nothing exceptional beyond 3x for restaurants/food and having a VISA option that is accepted everywhereI am using the DD pass offer and the 10pm makes the card free
Click to expand...
What is the DD pass?
 
Can I get some DP on Citi approval trends please

Reading on Reddit, someone mentioned for Citi to approve on AA Biz Card - person need at least 5 year Credit history. Is this the case with someone in this group?

If you have Citi AA Biz cards, Can I please have some DP from you?

TIA and Have a great weekend everyone.
 
Apologies!I'm going to post this is in the relevant group - but just wanted to get any DP from this lot who have seen both the sides.
When does Amex AU Plat credit the SUB these days?
P2 got the card last year and the SUB was credited immediately when the transaction meeting the SUB settled which is how it has been in AU atleast. I just hit the min spend couple of days ago but no sign of SUB. I went hard to spend as I want to transfer my AU MR to Hawaiian before the window closes on 30th Jun.
Any recent DP's?
 
maverick1 said:
Apologies!I'm going to post this is in the relevant group - but just wanted to get any DP from this lot who have seen both the sides.
When does Amex AU Plat credit the SUB these days?
P2 got the card last year and the SUB was credited immediately when the transaction meeting the SUB settled which is how it has been in AU atleast. I just hit the min spend couple of days ago but no sign of SUB. I went hard to spend as I want to transfer my AU MR to Hawaiian before the window closes on 30th Jun.
Any recent DP's?
Click to expand...
I dont have a recent data point sorry. Out of interest what routes do Hawaiian provide value on?
 
maverick1 said:
Apologies!I'm going to post this is in the relevant group - but just wanted to get any DP from this lot who have seen both the sides.
When does Amex AU Plat credit the SUB these days?
P2 got the card last year and the SUB was credited immediately when the transaction meeting the SUB settled which is how it has been in AU atleast. I just hit the min spend couple of days ago but no sign of SUB. I went hard to spend as I want to transfer my AU MR to Hawaiian before the window closes on 30th Jun.
Any recent DP's?
Click to expand...
I had the same experience with your P2. Was shocked when transaction cleared and boom, points in account. Sorry ni recent DP
 
nthd_nthd said:
Reading on Reddit, someone mentioned for Citi to approve on AA Biz Card - person need at least 5 year Credit history. Is this the case with someone in this group?

If you have Citi AA Biz cards, Can I please have some DP from you?
Click to expand...
I've got a Citi AA Biz card, actually not 1 but 2 Citi AA Biz. I did 2 to dd on the SUB. If you are approved for the 2nd card before completing the minimum spend on the 1st card then you'll be eligible for the SUB on the 2nd card as well.

I got it both this year, 3 months apart. I had a bit under 4 yrs credit history when I applied for the 1st card.

Application was pretty straight forward. Went through the app online and went under review. Waited for them to send a letter which was a request for ITIN and passport. Fax that in, called them a few days later and was approved over the phone.

2nd app was even easier instant approval online.

Contrary to others experience. Citibank has been much easier to deal with compared to Chase and Barlays.

Have had no fraud alerts at all even on larger $2-3k transactions. (Learnt to not add the card to google pay and mostly just use the card online.)

I still haven't managed to get a Chase card approved even after many applications. They are PITA to deal with. Probably the worst bank.
 
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