Strategy to obtain US Amex

[albyd]

I’ve just d/g to business green. I didn’t quite want to let go of the pay over time limit. I don’t think I’ll use it but best to have it just in case. They offered me a retention offer of 15k points for $5k spend which I thought was pretty ordinary. Was told they’d pro rats as @levelnine has described. I think I lose $40 in pro rated AF for 2 days so that’s a bit harsh but could’ve lost the lot. I will give it some more thought over the next year. It does have our well known foreign conversion charge so I’ll be mindful of that before I consider using it.