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RewardPay Alternatives

LordGarlic

AFF Supporter
Joined
Jan 2, 2005
Messages
269
Is it a good idea to use ebp to pay ato with dragon or should i use the dragon to pay the ato directly?
 

maccaisking

AFF Supporter
Joined
May 1, 2013
Messages
212
Flights
My Map
Oh bummer!
I sent an enquiry saying if its ok to use them, and they said its fine.

What's the reason they don't allow?
By all means give it a go if you have been advised it will work now, but they weren’t accepted when I last tried, probably 2-3 months ago. Don’t recall the exact error message, just that I had tried Only1, CGMC and Vanilla VISA and all 3 struck out.
 

SOPOOR

AFF Supporter
Joined
Jan 12, 2009
Messages
2,537
By all means give it a go if you have been advised it will work now, but they weren’t accepted when I last tried, probably 2-3 months ago. Don’t recall the exact error message, just that I had tried Only1, CGMC and Vanilla VISA and all 3 struck out.
Might need to investigate further
 

wxxnxs

Active Member
Joined
Nov 20, 2008
Messages
608
It seems Commbank is cracking down point of interaction payment, the latest statement shows below:

Effective 1 July 2019, transactions, including money transfers, made through Western Union and simila merchants (with a Merchant Category Code 6540) will be treated as cash advances.
CommBank considers these transactions to be cash equivalent and a cash advance fee (see above) and the cash advance rate will apply.
 

pangwen

AFF Supporter
Joined
Sep 19, 2010
Messages
285
It seems Commbank is cracking down point of interaction payment, the latest statement shows below:

Effective 1 July 2019, transactions, including money transfers, made through Western Union and simila merchants (with a Merchant Category Code 6540) will be treated as cash advances.
CommBank considers these transactions to be cash equivalent and a cash advance fee (see above) and the cash advance rate will apply.
Does this merchant category code apply to EBP?
 

amaroo

AFF Supporter
Joined
Sep 22, 2011
Messages
10,972
Flights
My Map
I've got NFI, but googled it.....MC definition.

MCC 6540—POI Funding Transactions (Excluding MoneySend).............................................. 146

Visa definition.... still have NFI.

6540Non-Financial Institutions – Stored Value Card Purchase/Load
This MCC must be used for the initial purchase and/or any subsequent reloads of stored value cards (including Visa Prepaid Cards) occurring at non- financial institutions.Account Funding –
(Non-Financial
Institutions)
Stored Value Card/Load
(Non-Financial Institutions)
6012 – Financial Institutions –Merchandise, Services, and Debt Repayment
 
Last edited:

blacksultan

Member
Joined
May 1, 2017
Messages
440
By all means give it a go if you have been advised it will work now, but they weren’t accepted when I last tried, probably 2-3 months ago. Don’t recall the exact error message, just that I had tried Only1, CGMC and Vanilla VISA and all 3 struck out.
. From my experience with CGMC a pre with was done as usual but the pre with was not cancelled leading to your card being charged for the same . Any one else has a different experience ?
 

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