RewardPay Alternatives | Australian Frequent Flyer
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RewardPay Alternatives

Chimp

Junior Member
Joined
Nov 27, 2013
Messages
36
I've used RewardPay a few times for ATO BAS bills and it's worked well. I'm ok with the cost.

Just found b2bpay.com.au which seems to offer Qantas points as well, for the same earn rate/surcharge.

Anyone used them?
Is there any other alternatives I should look out for?
 

blingy90

Member
Joined
Apr 23, 2013
Messages
354
I've used RewardPay a few times for ATO BAS bills and it's worked well. I'm ok with the cost.

Just found b2bpay.com.au which seems to offer Qantas points as well, for the same earn rate/surcharge.

Anyone used them?
Is there any other alternatives I should look out for?
Is there any other sources available for non-abn holders to utilise similar services for using credit cards to pay for bills etc where bank transfer is the only option??? I know you can use PayPal but requires the receiver to have paypal.

Alternatively - is it problematic to register for an abn purely just to use this service?

I just hate when I have to pay via EFT and earn zero points.
 

madrooster

Established Member
Joined
May 21, 2012
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2,047
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B2BPay does not remit the payment reference/description when you do a direct deposit payment and as such the receiver only sees "B2BPAY" on their end. Instead B2BPay sends a reconciliation report by email to the receiver where the receiver is reliant on that report to allocate the payment to you. I would recommend that people avoid B2BPay due to this downside which RewardPay doesn't have.
 

daft009

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Feb 21, 2014
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B2BPay does not remit the payment reference/description when you do a direct deposit payment and as such the receiver only sees "B2BPAY" on their end. Instead B2BPay sends a reconciliation report by email to the receiver where the receiver is reliant on that report to allocate the payment to you. I would recommend that people avoid B2BPay due to this downside which RewardPay doesn't have.
If this is the case and ATO is paid how are the funds allocated to the correct account?
 

madrooster

Established Member
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May 21, 2012
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If this is the case and ATO is paid how are the funds allocated to the correct account?
I would say that would be a very interesting situation because getting the ATO to fish out a transaction like that would be rather fun. If using B2BPay for ATO I would use the Bpay option in B2BPay instead as Bpay forces you to have a reference number passed through to the merchant.
 

albyd

Established Member
Joined
Apr 7, 2011
Messages
1,938
I’m willing to sign up and give it a go as a BPay payment to ATO. What’s the merchant rate for Amex? Says from 1.2% ‘dependingon your card type’. If Amex isn’t too different to RewardPay, don’t see the need to join another payment portal. Interesting that will work with other cards and offer BPay given RewardPay is Amex exclusive and has no BPay option.
 

madrooster

Established Member
Joined
May 21, 2012
Messages
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I’m willing to sign up and give it a go as a BPay payment to ATO. What’s the merchant rate for Amex? Says from 1.2% ‘dependingon your card type’. If Amex isn’t too different to RewardPay, don’t see the need to join another payment portal. Interesting that will work with other cards and offer BPay given RewardPay is Amex exclusive and has no BPay option.
Identical Amex fee to RewardPay.

If doing direct deposit type payments, I would strongly recommend RewardPay over B2BPay.

If doing BPay payments, then use B2BPay, but strictly only for BPay payments only. Basically I would only recommend using B2BPay when RewardPay won't do it.
 

Mark3000

Active Member
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Apr 3, 2014
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B2B pay now has a 10 000 bonus point offer, so I'm tempted to use it for an ATO Bill on my Amex explorer.
The hint above to use BPAY is really helpful, I hate to think what would happen if the ATO could not match the direct debit to my account.
Has anyone used B2B pay for ATO?
 
Joined
May 3, 2018
Messages
12
B2BPay does not remit the payment reference/description when you do a direct deposit payment and as such the receiver only sees "B2BPAY" on their end. Instead B2BPay sends a reconciliation report by email to the receiver where the receiver is reliant on that report to allocate the payment to you. I would recommend that people avoid B2BPay due to this downside which RewardPay doesn't have.
Hi, Kevin from B2Bpay.com.au here. Just clarifying that we do send the payment reference / BPAY Customer Reference Number for all payments including those to the ATO. (In our very early pilot days, we operated a different way.) The ATO (Biller Code: 75556) is a very popular biller - just enter your BPAY Customer Reference Number and that is what we send to the ATO with your payment.
We accept Visa, MC, Amex and Diners Club and the 10,000 Qantas Points promotion that @Mark3000 mentioned ends 31 May.
Thanks, Kevin
 
Joined
May 3, 2018
Messages
12
Hi Kevin, is there any room to move (down) on the amex surcharge on high volume or similar?
Hi Kevin, is there any room to move (down) on the amex surcharge on high volume or similar?
Hi, not the answer you probably want, but no - we've no plans to do individual pricing. Our processing fees already take account of the combined volume we process across our business and with a stronger benefit proposition. Thanks for the interest, Kevin
 
Joined
May 3, 2018
Messages
12
B2BPay does not remit the payment reference/description when you do a direct deposit payment and as such the receiver only sees "B2BPAY" on their end. Instead B2BPay sends a reconciliation report by email to the receiver where the receiver is reliant on that report to allocate the payment to you. I would recommend that people avoid B2BPay due to this downside which RewardPay doesn't have.
Just clarifying that this is not the case and we send each payment separately (by EFT or BPAY) with the reference provided by the customer.
(In our very early pilot stage, we did consolidate some payments into reconciliation reports - but not anymore).
Thanks,
Kevin
B2Bpay
 

gadgets

Newbie
Joined
Nov 13, 2018
Messages
1
Kevin,

Do you screen payments to see if they are business related or not, or do you just process them as long as the payer is registered for a ABN?

cheers

gadgets
 

Saltywings

Member
Joined
Feb 19, 2018
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Kevin,

Do you screen payments to see if they are business related or not, or do you just process them as long as the payer is registered for a ABN?

cheers

gadgets
I have used RP for personal expenses for which the merchant does not directly accept Amex.
 

Bell21

Member
Joined
Jan 11, 2018
Messages
470
Yes, as long as the merchant has an ABN, then RP can be used, although I wouldn't personally use it for personal payments because I can't claim it as a work expense, which means I can't claim gst on the 2.4 per cent and means I'm paying 1.32 cents per point rather than 0.9 cents per point (for a card earning 2 points / $)
 

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