RewardPay Alternatives

Oh bummer!
I sent an enquiry saying if its ok to use them, and they said its fine.

What's the reason they don't allow?

By all means give it a go if you have been advised it will work now, but they weren’t accepted when I last tried, probably 2-3 months ago. Don’t recall the exact error message, just that I had tried Only1, CGMC and Vanilla VISA and all 3 struck out.
 
By all means give it a go if you have been advised it will work now, but they weren’t accepted when I last tried, probably 2-3 months ago. Don’t recall the exact error message, just that I had tried Only1, CGMC and Vanilla VISA and all 3 struck out.
Might need to investigate further
 
It seems Commbank is cracking down point of interaction payment, the latest statement shows below:

Effective 1 July 2019, transactions, including money transfers, made through Western Union and simila merchants (with a Merchant Category Code 6540) will be treated as cash advances.
CommBank considers these transactions to be cash equivalent and a cash advance fee (see above) and the cash advance rate will apply.
 
It seems Commbank is cracking down point of interaction payment, the latest statement shows below:

Effective 1 July 2019, transactions, including money transfers, made through Western Union and simila merchants (with a Merchant Category Code 6540) will be treated as cash advances.
CommBank considers these transactions to be cash equivalent and a cash advance fee (see above) and the cash advance rate will apply.

Does this merchant category code apply to EBP?
 
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I've got NFI, but googled it.....MC definition.

MCC 6540—POI Funding Transactions (Excluding MoneySend).............................................. 146

Visa definition.... still have NFI.

6540Non-Financial Institutions – Stored Value Card Purchase/Load
This MCC must be used for the initial purchase and/or any subsequent reloads of stored value cards (including Visa Prepaid Cards) occurring at non- financial institutions.Account Funding –
(Non-Financial
Institutions)
Stored Value Card/Load
(Non-Financial Institutions)
6012 – Financial Institutions –Merchandise, Services, and Debt Repayment
 
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By all means give it a go if you have been advised it will work now, but they weren’t accepted when I last tried, probably 2-3 months ago. Don’t recall the exact error message, just that I had tried Only1, CGMC and Vanilla VISA and all 3 struck out.
. From my experience with CGMC a pre with was done as usual but the pre with was not cancelled leading to your card being charged for the same . Any one else has a different experience ?
 

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