NAB Qantas Rewards Premium Card

[kko]

People who got this card - when were you charged the annual fee? With the first statement or at some later point?

 

[turnip666]

People who got this card - when were you charged the annual fee? With the first statement or at some later point?

It appeared in the second statement.

 

[nightelves]

got charged in the first statement. However I managed to get the 70k points within the month as well.

 

[cjd600]

got charged in the first statement. However I managed to get the 70k points with the month as well.

Has already being charged, prior to first statement

 

[whitty]

I didn't get charged. I paid the first statement and once the points posted I closed the account.

 

[mviy]

Any tips on how to get an offer of say some more points when going to cancel? Does NAB do this?

I have had my card about 6 months and don't fancy the hit to my credit rating of applying for a new card with a different provider at the moment.

 

[Dr Ralph]

Any tips on how to get an offer of say some more points when going to cancel? Does NAB do this?

I have had my card about 6 months and don't fancy the hit to my credit rating of applying for a new card with a different provider at the moment.

In my experience no they don't make those types of offers.

But you should cancel as soon as possible. NAB don't have a 12 month exclusion period like some others, so you can reapply as soon as a new offer has been made.

I've had 4 NAB cards in the last 12 months. The sign up bonuses well exceed anything they might have offered for staying with them.

Churn and burn!

 

[mviy]

In my experience no they don't make those types of offers.

Disappointing, but I guess not unexpected.

But you should cancel as soon as possible. NAB don't have a 12 month exclusion period like some others, so you can reapply as soon as a new offer has been made.

I wasn't aware of that thanks. So seeing I got a card last year I could cancel and reapply almost straight away? Would they record a credit enquiry against my profile, giving a hit to my credit rating?

I've had 4 NAB cards in the last 12 months. The sign up bonuses well exceed anything they might have offered for staying with them.

Certainly that would, but at the moment I don't fancy a hit to my credit rating if they would lodge another enquiry against my account.

 

[kko]

I've had 4 NAB cards in the last 12 months. The sign up bonuses well exceed anything they might have offered for staying with them.

Churn and burn!

You are quickly becoming my personal hero

 

[Dr Ralph]

Disappointing, but I guess not unexpected.


Would they record a credit enquiry against my profile, giving a hit to my credit rating?

You should expect so. That's a given every time you make a new application.

But why on earth everyone panics about this I have no idea.

 

[Dr Ralph]

You are quickly becoming my personal hero

Why more people don't do what I do I'll never know.

It's not rocket science.

 

[kko]

got my 70k points today. Now onto step 3. Can you close this account online or do you have to call?

 

[nightelves]

got my 70k points today. Now onto step 3. Can you close this account online or do you have to call?

Why don't you just wait until all your points from your spend move across before closing the account. That's what I'm waiting for.

 

[kko]

I wasn't charged the annual fee yet, and I'd rather avoid it if I can

 

[nightelves]

I would quickly cancel it then.

 

[kko]

So what is the quickest way to cancel this card? Call? Online? Other?

 

[nightelves]

Call would be the best

 

[MattVonOz]

Do things like council rates and driver's licences (ie: Government charges) count towards the $1500 spend, even if they may not earn points? I'm ready to stop spending on this card, but I want to make sure I have reached my $1500 minimum spend for the 60,000 bonus points (bummer - I wish I had known about the 70,000!)

 

[nightelves]

Do things like council rates and driver's licences (ie: Government charges) count towards the $1500 spend, even if they may not earn points? I'm ready to stop spending on this card, but I want to make sure I have reached my $1500 minimum spend for the 60,000 bonus points (bummer - I wish I had known about the 70,000!)

Yes they do.

 

[mviy]

But you should cancel as soon as possible. NAB don't have a 12 month exclusion period like some others, so you can reapply as soon as a new offer has been made.

I have taken your advice and called my NAB card. So the current offer expires at the end of the July. If they extend it would an offer expiring after July count as a new offer? Hope they do another offer for 60,000 points or 70,000 points. The current offer of 20,000 points is quite poor in comparison.

When signing up for a new NAB card can I use my existing customer number or do I need to get a new one?