It's probably well known to the 'regs' here...
I hate CB!!!! (for range of reasons)
However, I still hold a current GOLD card, with a fixed 6.9%pa "for the life of the loan" deal.
Now, I recently received an offer in the mail, to 'upgrade' to a PLAT card.
(Even though I had one only a year ago, and closed it!)
The form was pre - printed with my name and address, and a "$20,000." credit limit.
So, I rang them up.... "Hello Mr. XXXXX, how are you today" (think of the Filipino accent)
After going round and round for about twenty minutes, as you do with CB telephone staff (God bless them!)
I was offered a credit increase on my current GOLD card up to $30,000.
Now, the usual limit for GOLD is $25,000. the last time I looked?
The operator did say, it would take a phone call to my employer to confirm my stated income, and would go through in "five working days".
I don't need 'another' PLAT card, but the increased credit of up to $30,000. on my current GOLD card would be handy - given I can 'balance transfer' to my other cards, and only pay 6.9% for "the life of the loan"....
(no points on BT anymore, unfortunately.... wasn't that a great way to build up your total?)
regards,
I hate CB!!!! (for range of reasons)
However, I still hold a current GOLD card, with a fixed 6.9%pa "for the life of the loan" deal.
Now, I recently received an offer in the mail, to 'upgrade' to a PLAT card.
(Even though I had one only a year ago, and closed it!)
The form was pre - printed with my name and address, and a "$20,000." credit limit.
So, I rang them up.... "Hello Mr. XXXXX, how are you today" (think of the Filipino accent)
After going round and round for about twenty minutes, as you do with CB telephone staff (God bless them!)
I was offered a credit increase on my current GOLD card up to $30,000.
Now, the usual limit for GOLD is $25,000. the last time I looked?
The operator did say, it would take a phone call to my employer to confirm my stated income, and would go through in "five working days".
I don't need 'another' PLAT card, but the increased credit of up to $30,000. on my current GOLD card would be handy - given I can 'balance transfer' to my other cards, and only pay 6.9% for "the life of the loan"....
(no points on BT anymore, unfortunately.... wasn't that a great way to build up your total?)
regards,