It's probably well known to the 'regs' here...
I hate CB!!!! (for range of reasons)
However, I still hold a current GOLD card, with a fixed 6.9%pa "for the life of the loan" deal.
Now, I recently received an offer in the mail, to 'upgrade' to a PLAT card.
(Even though I had one only a year ago, and closed it!)
The form was pre - printed with my name and address, and a "$20,000." credit limit.
So, I rang them up.... "Hello Mr. xx_XX, how are you today" (think of the Filipino accent)
After going round and round for about twenty minutes, as you do with CB telephone staff (God bless them!)
I was offered a credit increase on my current GOLD card up to $30,000.
Now, the usual limit for GOLD is $25,000. the last time I looked?
The operator did say, it would take a phone call to my employer to confirm my stated income, and would go through in "five working days".
I don't need 'another' PLAT card, but the increased credit of up to $30,000. on my current GOLD card would be handy - given I can 'balance transfer' to my other cards, and only pay 6.9% for "the life of the loan"....
(no points on BT anymore, unfortunately.... wasn't that a great way to build up your total?)
regards,
I hate CB!!!! (for range of reasons)
However, I still hold a current GOLD card, with a fixed 6.9%pa "for the life of the loan" deal.
Now, I recently received an offer in the mail, to 'upgrade' to a PLAT card.
(Even though I had one only a year ago, and closed it!)
The form was pre - printed with my name and address, and a "$20,000." credit limit.
So, I rang them up.... "Hello Mr. xx_XX, how are you today" (think of the Filipino accent)
After going round and round for about twenty minutes, as you do with CB telephone staff (God bless them!)
I was offered a credit increase on my current GOLD card up to $30,000.
Now, the usual limit for GOLD is $25,000. the last time I looked?
The operator did say, it would take a phone call to my employer to confirm my stated income, and would go through in "five working days".
I don't need 'another' PLAT card, but the increased credit of up to $30,000. on my current GOLD card would be handy - given I can 'balance transfer' to my other cards, and only pay 6.9% for "the life of the loan"....
(no points on BT anymore, unfortunately.... wasn't that a great way to build up your total?)
regards,