whatmeworry
Established Member
- Joined
- Jan 22, 2007
- Posts
- 4,623
Thanks Cove! Don't know if I can wait that long!
with many of us coming to the end of the second year with this card, what's everyone's opinion...? Ask for a fee wavier or not...?
Asked last year and was given a wavier, this year I'm on the fence weather I ask or not... Good value with this card, however a 5 min call to them can be worthwhile in saving $89 to put towards a nice 389 or 407
I would still like to find out if anybody has cancelled and re-applied to harvest a second sign-on bonus?
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I would still like to find out if anybody has cancelled and re-applied to harvest a second sign-on bonus?
I have been refused twice for this card...sniff
I don't seem to have much luck with HSBC
Lordy if only they knew what I put through credit cards and what a good risk I am
Oh well, their loss
Wait a few months and try again I guess
Did you mention that the current offerings of 16k in points promo suggests that without a waiver, it would make sense for you to cancel your card and have your partner apply for the bonus (even if you don't have a partner, this would give them a clear idea that the waiver would actually cost them less than a new application)
Also you mentioned a lower spend, if its really low then I can see why the waiver would be rejected, but if your spend is >25k p.a then I think you have a good chance of a waiver
... polite customer service rep on the phone.
The fact I'm even pulling a mastercard from my wallet already means that Amex isn't accepted, so payment options are limited, really don't need the card failing me at that point.