Citibank Plus - No Fee No Overseas Transaction Fee Account

thehound said:
Yes I think so. For a little under those 333,333 points (for which I'd pay $3300) I can fly 2 ppl return PER-SFO/LAX in J, with taxes of ~$2500. So that would be ~$2900 per ticket which is fine for me for that product.
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Are there really $1250 of taxes and surcharges on a return J KF recemption Oz to West Coast America?

Is that more than flying in Y or else its not that far from the actual price charged for a revenue ticket???
 
casanovawa said:
Are there really $1250 of taxes and surcharges on a return J KF recemption Oz to West Coast America?

Is that more than flying in Y or else its not that far from the actual price charged for a revenue ticket???
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Correct on the taxes/surcharges. A revenue Y ticket PER-SFO costs ~$2800-3000 so certainly a lot more than the $1250 in award ticket fees. If booking PER-SFO on award in Y, the taxes/surharges on the dates I checked are $1180.

Certainly it's a shock to the system if you've been paying taxes of a couple hundred dollars only with AA/USDM/Avianca redemptions, but at the end of the day paying less than $3000 to get to the US in Singapore J is good value IMHO. Of course, it would be even cheaper if I wasn't paying the $3300 in forex fees (i.e. just used the stockpiled 750k KF points I currently have earned with no fees :) ).
 
thehound said:
I've had various Amex cards continuously for about a decade now. I cancelled my charge card last year and now just use the Edge for fuel and supermarkets. How does the transfer work? And if transferring, is one still eligible for sign on bonuses?
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The transfer is not guaranteed, but I got a better card than I had in Australia after just 3 months (in my case in the UK). Go to the Amex site and look for "Global transfer programme'. Usually it is all online and you simply give your Australian address when its asks for your last three years of addresses. You are eligible for sign up bonuses. A tip I received was to apply for a charge rather than a credit card.
 
Formal Hall said:
The transfer is not guaranteed, but I got a better card than I had in Australia after just 3 months (in my case in the UK). Go to the Amex site and look for "Global transfer programme'. Usually it is all online and you simply give your Australian address when its asks for your last three years of addresses. You are eligible for sign up bonuses. A tip I received was to apply for a charge rather than a credit card.
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Makes no difference whether you apply for credit or charge .. but the charge cards do have much better sign-on bonuses!

Let me know if you need a referral - it does work even when using Global Transfer as I did it for a fellow AFFer.
 
ferni said:
Is there any reason to bother with a 28deg mastercard if you have the citibank plus? I haven't tried but assume you can use the citibank plus for credit purchases....

The only reason I can think of to bother with 28deg for purchases is so you get the interest free period?
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I just called Citi to get them to note on my Citibank Plus debit card that I'm heading overseas and they warned me that using the CitibankPlus Debit card for CC purchases will incur a 2.5% fee but using it at an ATM to withdraw cash won't... the 2nd part I know as it's why we all have this account... but I was surprised to learn about the first part - do they really charge 2.5% transaction fee if I use it to for purchases overseas? If so that answers my original question about why have the 29deg as well?
 
Thanks guys, will definitely look into it when I move to Canada in 2015.


ferni said:
I just called Citi to get them to note on my Citibank Plus debit card that I'm heading overseas and they warned me that using the CitibankPlus Debit card for CC purchases will incur a 2.5% fee but using it at an ATM to withdraw cash won't... the 2nd part I know as it's why we all have this account... but I was surprised to learn about the first part - do they really charge 2.5% transaction fee if I use it to for purchases overseas? If so that answers my original question about why have the 29deg as well?
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That is surely wrong (no surprises that a Citi CSA might not really know the truth). I'm pretty sure the card has no forex fees for purchases or cash withdrawals.
 
thehound said:
Thanks guys, will definitely look into it when I move to Canada in 2015.




That is surely wrong (no surprises that a Citi CSA might not really know the truth). I'm pretty sure the card has no forex fees for purchases or cash withdrawals.
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That was my first thought and so i confirmed it back with her that I wouldn't be charged any fees for withdrawals but would for purchase and she said yes. Like you say who knows if that's just Citi CSA.... I might have to test it myself and see what shows up.... if there is a 2.5% charge then I may as well use my Citibank Sig and get 4PPD.
 
ferni said:
I just called Citi to get them to note on my Citibank Plus debit card that I'm heading overseas and they warned me that using the CitibankPlus Debit card for CC purchases will incur a 2.5% fee but using it at an ATM to withdraw cash won't... the 2nd part I know as it's why we all have this account... but I was surprised to learn about the first part - do they really charge 2.5% transaction fee if I use it to for purchases overseas? If so that answers my original question about why have the 29deg as well?
Click to expand...

Based on their PDF the CSA was wrong...

http://www.citibank.com.au/global_docs/pdf/Feesandcharges.pdf

Local & International Payments and Foreign Currency Services5 (Excludes Citibank Plus Transaction Accounts)
Fees Amount When is the fee charged?
Citibank Visa Debit Card / Citibank Debit Card – overseas transactions5
International Transaction Fee 2.50%6 Charged for all overseas ATM and electronic point-of-sale transactions made in a foreign currency using your Citi
Visa Debit / Citi Debit Card. For Citi Visa Debit transactions, this amount includes a 1% service and assessment
fee payable by Citibank to Visa.
 
I have been look at one of these, and their site doesn't seem say much about spot rate, overseas withdrawals. Have the T&Cs changed?
 
ferni said:
I just called Citi to get them to note on my Citibank Plus debit card that I'm heading overseas and they warned me that using the CitibankPlus Debit card for CC purchases will incur a 2.5% fee but using it at an ATM to withdraw cash won't... the 2nd part I know as it's why we all have this account... but I was surprised to learn about the first part - do they really charge 2.5% transaction fee if I use it to for purchases overseas? If so that answers my original question about why have the 29deg as well?
Click to expand...

Nothing has changed. There are no fees on this account type/ debit card at all. Used it in Singapore last week for ATM and CC purchases.

Also free international transfers rocks as well!
 
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Re: Citibank Everyday Plus - Free overseas ATM withdrawals!

I'm having no luck finding an ATM in coughet that doesn't charge THB150 (~AUD5) for each withdrawel.
 

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