Citibank Plus - No Fee No Overseas Transaction Fee Account

[jlien]

What is the point of V.me? It seems to resemble storing card details inside a paypal account.

While it's technically correct that V.me is an online portal for payments akin to paypal, they're run by visa and for all intents and purposes, has your details already
I've never really used it for payments, rather i use it for the security. There are different security features you can set for any of the (visa only?) cards you register, e.g. v.me will email me for each transaction i make overseas & online, as well as any australian transactions over $20, this applies also to transactions made outside of V.me

It was quite handy when I was overseas as I got instant emails for all my transactions, which also quickly alerts you to any fraudulent activity.

 

[Mr_Orange]

While it's technically correct that V.me is an online portal for payments akin to paypal, they're run by visa and for all intents and purposes, has your details already
I've never really used it for payments, rather i use it for the security. There are different security features you can set for any of the (visa only?) cards you register, e.g. v.me will email me for each transaction i make overseas & online, as well as any australian transactions over $20, this applies also to transactions made outside of V.me

It was quite handy when I was overseas as I got instant emails for all my transactions, which also quickly alerts you to any fraudulent activity.

You can register any type of card with V.me, so Mastercard and Amex too.

 

[jlien]

You can register any type of card with V.me, so Mastercard and Amex too.

That's correct, however when I registered my MC, i didn't have the alerts option available.

 

[Cynicor]

Oh... I thought the main point we the freebies they give away, including Myer and Coles vouchers etc!

 

[Isochronous]

Does the Plus Visa Debit have a daily ATM withdrawal limit?

 

[Chicken]

Does the Plus Visa Debit have a daily ATM withdrawal limit?

All banks in Australia do.

 

[jlien]

Does the Plus Visa Debit have a daily ATM withdrawal limit?

By memory it's $1000 AUD equivalent per day.

 

[Isochronous]

By memory it's $1000 AUD equivalent per day.

Is there any way to raise it?

 

[serfty]

Is there any way to raise it?

Get two accounts?

 

[jlien]

Is there any way to raise it?

The limit is per card, not per account.
Mines a joint account with my partner, we each have a card and we can each withdraw $1000 AUD per day.

So maybe supp a card?

 

[Mr_Orange]

Hi. Any experience of using this card to withdraw cash in Japan?

I understand that many ATMs there don't work with overseas cards, but some do accept Visa (& Mastercard).

TIA.

 

[travelislife]

Hi. Any experience of using this card to withdraw cash in Japan?

I understand that many ATMs there don't work with overseas cards, but some do accept Visa (& Mastercard).

TIA.

Yep it works fine in all 7 Eleven ATM's and Post Office ATM's as of last week. Also most airports have a Citibank ATM which you can use on arrival. Japan is still very much a cash society and even though more and more places are accepting credit cards they seem to take a long time processing them at the till!

 

[jlien]

Yep it works fine in all 7 Eleven ATM's and Post Office ATM's as of last week. Also most airports have a Citibank ATM which you can use on arrival. Japan is still very much a cash society and even though more and more places are accepting credit cards they seem to take a long time processing them at the till!

Did you have any ATM fees using the ones at the 7 Elevens/Post offices?
Going to japan later in the year, and would be interested to know.

 

[travelislife]

Did you have any ATM fees using the ones at the 7 Elevens/Post offices?
Going to japan later in the year, and would be interested to know.

No. No ATM fees charged by any that I used. Note Mr_Orange is right, no other ATM's will accept international cards other than these and the aforementioned Citibank ones.

 

[Mr_Orange]

No. No ATM fees charged by any that I used. Note Mr_Orange is right, no other ATM's will accept international cards other than these and the aforementioned Citibank ones.

Thanks for the confirmation, appreciate it.

 

[Cynicor]

No. No ATM fees charged by any that I used. Note Mr_Orange is right, no other ATM's will accept international cards other than these and the aforementioned Citibank ones.

Not quite right. If you just keep trying, occasionally you get a hit!

Unless the Post ATMs are in random places, as there's an ATM in the Odaiba shops and one in Ikspiara that works with foreign cards.

 

[Fifa]

Hi. Any experience of using this card to withdraw cash in Japan?

I understand that many ATMs there don't work with overseas cards, but some do accept Visa (& Mastercard).

TIA.

I got back from Japan last week and used both Citibank and Japan Post Bank ATMs.
Just be aware that the Post Bank ATMs have limited hours and are not open 24 hours.

There's a Citibank ATM just outside the arrivals area at Narita Airport - perfect for the start of your holiday.

 

[serfty]

Better than 3%:

Date of transaction: February 08, 2014
SGD/AUD mid-market rate: 0.879960
Receipt or invoice amount: 40.00 SGD
Card statement amount: 35.49 AUD
Value at mid-market rate:
(excluding charges) 35.20 AUD
Foreign exchange charges: 0.29 AUD or 0.828%

Date of transaction: February 08, 2014
MYR/AUD mid-market rate: 0.335088
Receipt or invoice amount: 100.00 MYR
Card statement amount: 33.80 AUD
Value at mid-market rate:
(excluding charges) 33.51 AUD
Foreign exchange charges: 0.29 AUD or 0.869%

 

[here2go]

I found that ATMs were not that hard to come by in Tokyo, and used a funky one at Narita that had numbers 0-9 in sequential order rather than keypad. However, I was vigilant in using my Bankwrst Platinum credit card and avoiding cash. Most supermarkets and touristy places credit, so everything was sweet, other than transactions taking three weeks to appear.

 

[casanovawa]

Is there any way to raise it?

I thought i saw that you could raise this to $3000...