Credit Card Offers Citi Prestige Bonus Point Offers & Discussion

Get up to 200,000 bonus Velocity Points and enjoy complimentary Priority Pass membership​

Learn more and apply for this card:

Citi Prestige Credit Card

Earn up to 3 Citi reward Points per $1 on eligible spend and receive unlimited airport lounge access with the Citi Prestige Credit Card.

www.australianfrequentflyer.com.au

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What are the main benefits of this card?

1. Sign-up bonus: Up to 200,000 bonus Velocity Points when you apply through AFF! Receive 150,000 bonus Velocity Points when you spend $12,000 on eligible purchases within 3 months from approval. Earn another 50,000 bonus Velocity Points when you keep your card open for over 12 months and enrol in Velocity Points Autosweep.
2. Unlimited Priority Pass airport lounge access for you and a guest, including food & beverage credits at participating airport restaurants. Note that from 1 August 2025, this will change to 15 lounge visits per year.
3. Get the 4th night free on Luxury Escapes bookings
4. $10 cashback with BINGE every month until 31/10/25
5. $100 cashback with Uber Premier
6. Earn 1 Citi reward Point per $1 spent on everyday purchases, plus earn extra points with lots of bonus points-earning categories

Why we like the Citi Prestige credit card

The Citi Prestige card is packed with benefits including Priority Pass airport lounge access for you and a guest travelling with you. You can even use this to access up to AUD36 per person (for up to 2 people) worth of food & beverage credits at participating Priority Pass airport bars, restaurants and cafés each time you fly. This benefit alone is worth more than the $700 annual fee!

This card has lots of opportunities to earn bonus points. You'll earn:

• 1 Citi reward Point per $1 spent on everyday eligible purchases;
• 2 points per $1 at major supermarkets, petrol outlets and national retailers; or
• 3 points per $1 spent with major airlines, hotels and restaurants in Australia, as well as transactions online and overseas

Cardholders also enjoy a range of complimentary insurances, including International and Domestic Travel Insurance and Mobile Phone Insurance, plus other exclusive discounts and benefits.

See our card guide for the full details and to take advantage of our exclusive sign-up bonus points offer:

Citi Prestige Credit Card

Earn up to 3 Citi reward Points per $1 on eligible spend and receive unlimited airport lounge access with the Citi Prestige Credit Card.

www.australianfrequentflyer.com.au

 

[cathalm8]

Is the exclusion period 3 months from account closure for citi cards? Downgraded my citi prestige on 16 June 2025. 3 Months puts me just past the 14th September...

 

[Chicken]

Is the exclusion period 3 months from account closure for citi cards?

If you look at the T&Cs section titled "Bonus Citi reward Points" for Citi Prestige Card, there is no such exclusion period. In fact, it looks like you could be holding a Citi card and apply for another one and still get the sign up bonus.

However, AFF has issued this warning: "In the past, some AFF members have reported that Citibank rejected their applications because they already had (or recently applied for) another credit card issued by Citibank."

You should really check the official terms and conditions yourself, and do not rely on a forum on the internet.

 

[cathalm8]

If you look at the T&Cs section titled "Bonus Citi reward Points" for Citi Prestige Card, there is no such exclusion period. In fact, it looks like you could be holding a Citi card and apply for another one and still get the sign up bonus.

However, AFF has issued this warning: "In the past, some AFF members have reported that Citibank rejected their applications because they already had (or recently applied for) another credit card issued by Citibank."

You should really check the official terms and conditions yourself, and do not rely on a forum on the internet.

Thanks. I have read the terms and conditions myself and they don't state any exclusion as you said. I believe I have been informed over the phone by citi that 3 months was appropriate. I was just wondering if anyone else had had recent experience. Asking for advice on forums like this is exactly where you get that kind of information. and then you can make your own decision.

Ultimately I can try and worst that can happen is a decline..

 

[Chicken]

Thanks. I have read the terms and conditions myself and they don't state any exclusion as you said. I believe I have been informed over the phone by citi that 3 months was appropriate. I was just wondering if anyone else had had recent experience. Asking for advice on forums like this is exactly where you get that kind of information. and then you can make your own decision.

What you are asking is outside the published rules, which I agree, you need to ask around for experience.

And my philosophy is, there are always rules which an outsider would not know about, which are the real traps one should be watching out for. Some people push their luck very hard, right to the boundary of T&Cs, but having worked in a phone company during my student days, I have seen plenty of pop up notes in customer accounts, saying things like:

• "Customer is a very nice old man, 80 years old, very polite, customer of 15 years. Make sure you greet NICELY and waive any dispute charges under $5.".
• "Customer is always abusive, always argue. Likes to make up claims about seeing discounts from newspapers and asking for discounts, or saying we have waived short duration calls previously. No waiving of short during calls, all complain calls to be transferred to xx_"

So I would argue against churning too fast too often, pushing luck too hard. because doing so may put yourself into the second category I mentioned above. The people in the bank may just be a little smarter than we think they are.

 

[N0mad]

Firstly, it is in the PowerPoint from NAB posted yesterday ......

Is that the page 53 or was it a different page i can't seem to find anything indicating they will migrate to the existing NAB direct T&Cs?

 

[cathalm8]

I'm planning on going for the prestige and coupling it with the current qantas 20k offer for first time qf cardholders - a small part of me wants to wait past September 14th though to see if there's a better SUB though.

Hi where can I find this 20k qantas offer online? thanks

 

[Chicken]

Hi where can I find this 20k qantas offer online? thanks

I think it's this:

First-time cardholders can get 20,000 extra Qantas Points on top of existing offers. Offer ends 31 August.