ATO (tax office) payments by credit card

[rooboy68]

Sorry if this has been answered recently, I can only find posts in this from a few years ago.

Is there a cheap or fee free way to pay my rent via Amex? Either DEFT or direct to bsb/acc#

Try Sniip. Pay any bill with any card earn full points - Sniip - 160,000+ users

 

[blacksultan]

Sorry if this has been answered recently, I can only find posts in this from a few years ago.

Is there a cheap or fee free way to pay my rent via Amex? Either DEFT or direct to bsb/acc#

Buy a large denomination visa gift card from office works.

 

[jbman]

Try Sniip. Pay any bill with any card earn full points - Sniip - 160,000+ users

Cheapest non business way I have found.

As suggested, cheapest is buying VISA gift cards to use, however they don't work with ATO anymore and thats what this tread is about.

 

[kpc]

So come October 1st, will payments to the ATO with credit cards be surcharge free?!

Please say yes

 

[fkcn]

They might be, but still won’t earn points for most cards.

 

[jbman]

How does this surcharge ban affect Sniip? Will the surcharge be called something else?

 

[daft009]

How does this surcharge ban affect Sniip? Will the surcharge be called something else?

Guess it's a wait and see... What happens to all these payment processors.

I'm going hard till 30 September then let's see if I just switch to EFT for all payments

 

[bernardblack]

I assume the current retail pricing model for Sniip et al includes some fraction that is their own transaction cost, which may be reduced by the changes, but they charge for the service (direct earn is reduced or unavailable) rather than interchange per se so they may well be allowed to continue, with or without a commensurate reduction.

But the banks may impose new limits on them too, which may impact the viability of their business model.

 

[Mattg]

How does this surcharge ban affect Sniip? Will the surcharge be called something else?

I don't know the answer to this, but I suspect the fees charged by Sniip etc. are not covered by the ban. They aren't a surcharge on a card payment, as such, but a processing fee that includes extra services. The costs are also very clearly advertised.

 

[Waddygib]

I don't know the answer to this, but I suspect the fees charged by Sniip etc. are not covered by the ban. They aren't a surcharge on a card payment, as such, but a processing fee that includes extra services. The costs are also very clearly advertised.

I'm of a different opinion - they charge a different amount depending on the payment method, so implicitly they are passing on the cost of acceptance. I would call it (mostly) a surcharge on that basis. In a surcharge-less world, they charge the same for Amex (eventually) as Visa as Mastercard Debit as EFT.

 

[Kangol]

I saw a promo for B2BPay for new users, valid until 31/5/2026:
Min $10k gets 10k Qantas points
Min $25k gets 25k Qantas points
Min $50k gets 50k Qantas points

How to Pay Your BAS and Earn Credit Card Points - B2Bpay

How to Pay Your BAS and Earn Credit Card Points For business owners, it seems that tax bills to the ATO are always just around the corner. With payments such as BAS, business owners may find themselves wondering if it’s possible to earn points on these mandatory transactions. The good news...

www.b2bpay.com.au

ATO fees are:

MasterCard – Domestic Credit

0.70%

Visa – Domestic Credit

0.78%

You also earn 1 Qantas Point for every $7 paid by card to the ATO.

This is lower than the ATO fee (via Government EasyPay) of:
MasterCard – domestic credit 0.92%
Visa – domestic credit 0.96%

Am I missing something? This is actually cheaper than paying the ATO directly, plus you earn Qantas points through B2B Pay (1428 points on a $10k bill), plus the regular cc earn points.

 

[flyerzz]

I saw a promo for B2BPay for new users, valid until 31/5/2026:
Min $10k gets 10k Qantas points
Min $25k gets 25k Qantas points
Min $50k gets 50k Qantas points

How to Pay Your BAS and Earn Credit Card Points - B2Bpay

How to Pay Your BAS and Earn Credit Card Points For business owners, it seems that tax bills to the ATO are always just around the corner. With payments such as BAS, business owners may find themselves wondering if it’s possible to earn points on these mandatory transactions. The good news...

www.b2bpay.com.au

ATO fees are:

MasterCard – Domestic Credit

0.70%

Visa – Domestic Credit

0.78%

You also earn 1 Qantas Point for every $7 paid by card to the ATO.

This is lower than the ATO fee (via Government EasyPay) of:
MasterCard – domestic credit 0.92%
Visa – domestic credit 0.96%

Am I missing something? This is actually cheaper than paying the ATO directly, plus you earn Qantas points through B2B Pay (1428 points on a $10k bill), plus the regular cc earn points.

interested in knowing this as well. seems to be a good deal/promo?
did you find out the answer to your question?

 

[Kangol]

interested in knowing this as well. seems to be a good deal/promo?
did you find out the answer to your question?

As far as I can tell, the card processing fee is all you'll pay. The ATO is a unique biller with a different fee to the below:

Frequently Asked Questions (FAQ) | B2Bpay

Find all the answers to B2Bpay's most frequently asked questions and get help from our Sydney-based support team. Learn more about our payment services.

www.b2bpay.com.au

What does B2Bpay cost?

There is no cost to join B2Bpay and no fees other than a normal tax-deductible card processing fee. The applicable card processing fee replaces any surcharge or MSF charged by the biller and the fee is displayed when you add your card details and before you confirm a one-off payment.

Visa / Mastercard standard cards: 1.2% (after company tax deduction: 0.84%)
Visa / Mastercard premium and corporate cards: 1.55% (after tax deduction: 1.09%)
American Express cards: 2.25% (after tax deduction: 1.57%)
Diners Club cards: 2.4% (after tax deduction: 1.68%) Bank Account payments: (0.65% (after tax deduction: 0.46%)

Different fees (or no fees) may apply with some billers. The c ard processing fee will always be displayed prior to processing online payments.
All fees exclude GST
B2Bpay provides you with a Tax Invoice for the card processing fee so you can access company tax deductions (talk to your accountant for advice). Different fees (or no fees) may apply with some billers.

When you use B2Bpay to receive payments, there is no cost to you (unless you choose to absorb the card processing fees).