I agree and take the same approach, with one exception - amex platinum's rental car insurance (locally and overseas) is better than other credit card coverwell it depends, the Answer is YES for relying on Credit Card insurance, but NO for the AMEX one.
Normally I use my ANZ or NAB credit card insurance.
because most of my trips are paid with FF points, so I dont qualify with AMEX.could you share a bit more on the reasoning behind this? why ANZ/NAB over AMEX on cc insurance? thanks
The platinum charge card insurance allows cover for reward flights as long as the fees and taxes are paid on the card.
Amex Plat insurance will cover the award tickets, also, if the merchant is not Amex friendly, they will still be able to cover it.because most of my trips are paid with FF points, so I dont qualify with AMEX.
I had a very good experience with a claim on Bankwest World Mastercard: claim lodged over the phone, with subsequent submission of the the required documentation on their web site. Had a call a few days later to discuss one of the items on the claim (a pair of headphones which I did not have the purchase receipt for--only a couple of photos of the headphones in my possession). The entire claim (headphones plus a couple of other items) was approved on the spot and money was deposited in my bank account within 24-48 hours. The approved sum was more than I initially feared I would get.It would be great if members can share more stories on their experiences on this topic.
I had a nested set of trips: the flights out of Australia were JASA, but the remaining flights were revenue tickets. The entire set of flights were paid for on my AmEx Edge. My 1-week-old iPhone was stolen in Europe. Had police reports, purchase receipts, etc.It would be great if members can share more stories on their experiences on this topic.
Surprised to hear about this, possible to provide more details on this? 'frequent flyer points' is specifically mentioned in the T&C, how did they escaped from it?No, I cant get cover for flights paid with FF points, only if paid wth MR points
must be different for other AMEX products. I have Platinum Edge and FF points is not eligible. I didnt make the distinction this was exclusively about Platinum ChargeSurprised to hear about this, possible to provide more details on this? 'frequent flyer points' is specifically mentioned in the T&C, how did they escaped from it?
(b) You pay using American Express Membership Rewards points, frequent flyer points; or