This was a nice surprise: I applied for this card on 15.03.21. It was approved the next day. I kept it for 2 months, paid the $295 annual fee, and received the 90,000 bonus points. I cancelled the card today (which has to be done through a Chat link on internet banking), and was given a pro rata refund for the annual fee of $270. So I have ended up with over 90,000 points for an annual fee of $25. I've never been offered a pro rata annual fee refund before with other credit cards. I'll do it all again this time next year hopefully.
Oh wow, never heard of this refund AFee. nice one.
I was rejected for my 1st ever CC via Qantas Money few weeks back, was a nightmare I tell ya, I couldn't understand why, anyhow I came to the conclusion that I currently hold a CC issued by Citi Bank & the Qantas one was issued by CitiBank also, so maybe they didn't want to give me 2. Anybody experienced this?
So thanks as usual to AFF, I came across this thread, applied & approved next day also with very minimal proof of documents.
Much friendlier customer service experience I tell ya.
I wasn't a NAB customer so the ID was given on application to open internet banking.
I doubt I'll cancel once 90k points arrive.
Was going to get the few extra Qantas points to gain the Points Club, but looking at it from my Gold Qantas Status, it offers me nothing, have Gold till Dec 2022, nothing in it to benefit me, would pass on/gift the 2 lounge passes & prefer flying Virgin anyway.