Citibank Plus - No Fee No Overseas Transaction Fee Account

[PLANT]

 

[Danger]

Can I please confirm that this is the link for the Citibank account with the debit card that provides fee-free international transactions at pretty much market rates?

Citi Australia

 

[There'sOnlyOneJimmy]

Can I please confirm that this is the link for the Citibank account with the debit card that provides fee-free international transactions at pretty much market rates?

Citi Australia

Yes, that’s the one. But you might also want to consider the similar ING product: it provides the same benefits as Citi, but also refunds any ATM fees worldwide. One caveat: there are 2 administrative hurdles to clear each month - Deposit $1000, and make 5 transactions.

 

[Must...Fly!]

Yes, that’s the one. But you might also want to consider the similar ING product: it provides the same benefits as Citi, but also refunds any ATM fees worldwide. One caveat: there are 2 administrative hurdles to clear each month - Deposit $1000, and make 5 transactions.

Also worth looking at the ANZ travel rewards card, if you're looking for a card for purchasing items and not cash.

 

[Danger]

Yes, that’s the one. But you might also want to consider the similar ING product: it provides the same benefits as Citi, but also refunds any ATM fees worldwide. One caveat: there are 2 administrative hurdles to clear each month - Deposit $1000, and make 5 transactions.

Super. I had forgotten about the ING card.

Also worth looking at the ANZ travel rewards card, if you're looking for a card for purchasing items and not cash.

Is that the Visa card beginning 407220? I thought that card charged 3% and gave the typical awful bank exchange rate.

 

[Chicken]

I thought that card charged 3% and gave the typical awful bank exchange rate.

ANZ Rewards Travel Adventures
No overseas transaction fee on purchases

 

[Danger]

ANZ Rewards Travel Adventures
No overseas transaction fee on purchases

Ahhh. That's not the card I've got. Mine is an ANZ Rewards Platinum, not Travel Adventures.

 

[The man with no name]

ATM fees in Spain

Currently travelling around Europe with my girlfriend and have a few observations for those that are using a Citibank Plus.

Firstly here in Spain the banks want to slug you €5 to withdraw from an ATM in addition to offering that old scam of a currency conversion to your own currency ( never accept the conversion). After going to ATM’s of at least 5 different banks, including big ones like Santander, I finally found one that charges no fee. It’s called Bankia and I’ve attached a pic of one of their ATMs so you know what they look like. The still try the conversion scam but I simply pressed no.

The other countries we’ve visited are France, Switzerland, Slovakia, Austria and Italy. In these countries None of the bank ATMs tried to charge a withdrawal fee but it'seasy to confuse them with private ATMs which do. Much the same as those Red ATMs in Australia charge a fee.

Hope this helps

 

[Flashback]

ATM fees in Spain

Currently travelling around Europe with my girlfriend and have a few observations for those that are using a Citibank Plus.

Firstly here in Spain the banks want to slug you €5 to withdraw from an ATM in addition to offering that old scam of a currency conversion to your own currency ( never accept the conversion). After going to ATM’s of at least 5 different banks, including big ones like Santander, I finally found one that charges no fee. It’s called Bankia and I’ve attached a pic of one of their ATMs so you know what they look like. The still try the conversion scam but I simply pressed no.

The other countries we’ve visited are France, Switzerland, Slovakia, Austria and Italy. In these countries None of the bank ATMs tried to charge a withdrawal fee but it'seasy to confuse them with private ATMs which do. Much the same as those Red ATMs in Australia charge a fee.

Hope this helps

Spain has only started charging in recent years and yes at 5 euros it's a bit of a rip!

 

[jb747]

ING by a mile.

 

[Cruiser Elite]

ING by a mile.

100% sure ING cards at same Spanish ATMs won’t incur same charges?

 

[oz_mark]

100% sure ING cards at same Spanish ATMs won’t incur same charges?

Plan the 5 transactions in the previous month, fees get refunded.

 

[Cruiser Elite]

Plan the 5 transactions in the previous month, fees get refunded.

You what?

 

[Must...Fly!]

Deutsche Bank ATMs should also be free.

 

[Chicken]

You what?

at all the 3.5 million+ ATMs around the world we'll rebate the ATM fee within 5 days, when you deposit $1,000 or more per month and make 5+ card purchases that are settled (not pending) each month.

 

[oz_mark]

You what?

Too hard for some people, but/...

International ATM withdrawal fee rebate
Offer will apply for the next calendar month when you perform the following during the current calendar month:
deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and

also make at least 5 card purchases that are settled (and not at a 'pending status') using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions)

 

[maccaisking]

at all the 3.5 million+ ATMs around the world we'll rebate the ATM fee within 5 days, when you deposit $1,000 or more per month and make 5+ card purchases that are settled (not pending) each month.

Screenshot from a trip I took to USA last year. I could withdraw inside a casino and not worry about the fee. Needless to say I would have been better off if I had avoided withdrawing altogether, but it lessened the pain a little! Also all fx fees on international purchase transactions are refunded, and those transactions count toward the 5/month needed to maintain it fee free. Very helpful when living overseas

 

[Cruiser Elite]

Too hard for some people, but/.

You proud of that response?

 

[oz_mark]

You proud of that response?

Sure, and when I get a bot of time, I'll find some posts where people have said 5 transactions a month is too much work.

 

[daft009]

Sure, and when I get a bot of time, I'll find some posts where people have said 5 transactions a month is too much work.

For a super regular traveler I think not. For others, perhaps. For me I just check the wiki on Whirlpool before I go. Really don't want another account to keep track off...

Citibank Plus Transaction Account