Citibank Plus - No Fee No Overseas Transaction Fee Account

Just got my mastercard with the visa expiring - noticed absolutely no reference to overseas free transactions. Given they detailed just about every other feature and benefit from free wine to hotel discounts, I'm worried this may be telling

There are no changes to the bank fees. There will be small changes due to ising mastercarf rates vs Visa rates, bit thatis all.
 
There are no changes to the bank fees. There will be small changes due to ising mastercarf rates vs Visa rates, bit thatis all.
Understood, but Citi used to make a big noise about it being fee free for overseas transactions, so I'm wondering if 'unpublishing' it is the beginning of the end.
 
Yes X I just activated my new MasterCard. I knew they were switching but I don't know why.
 
Understood, but Citi used to make a big noise about it being fee free for overseas transactions, so I'm wondering if 'unpublishing' it is the beginning of the end.

If Citibank changed the fees on this product they would have to tell you first and there would be an even bigger noise. Don't worry about it.
 
Can someone confirm you can draw money out of overseas ATM with new Citi debit MasterCard?
How different are rates?
Still no international fee?
What about refund of ATM fees?
 
I have not analysed rates, but it's the same as the Visa. Fee free from Citibank's end. If the ATM operator imposes a fee, you pay it. It's pretty easy to avoid that as you just have to find a bank owned ATM in a lot of cases.
 
Used the new MasterCard pretty extensively in UK, Estonia, Finland, USA in AUG/SEPT 2017 and worked fine as per the older Visa. I can't remember if Visa or M/C offer the better rate but it was much the same.
 
Just used it in Canada. I was charged CA$3 each time I withdrew cash, and was limited to around CA$380 per withdrawal as the upper limit seemed to be A$400. Last year, I used it in the US, and as long as I used an ATM at 7-eleven (Citibank's own ATM's) there was no additional charge, but I couldn't find a Citibank ATM at Whistler. The exchange rate appeared to be pretty close to the published rate.
 
Nope, no fee rebate in Canada. Definitely costs. Also, must just be the whistler ATMs with limits. On the East I could pull out $1000 AUD equiv no issues.
I think there are only a few Citi ATMs in the country, and none in Toronto.
 
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I have not analysed rates, but it's the same as the Visa. Fee free from Citibank's end. If the ATM operator imposes a fee, you pay it. It's pretty easy to avoid that as you just have to find a bank owned ATM in a lot of cases.

I generally find MC to be slightly better than Visa, so should be a positive move.
 
Is it credit or savings you button press on withdrawal of money from ATM in Europe using debit card preloaded?

Edit:
Couple years back it was credit even though came from debit card preloaded.
 
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Is it credit or savings you button press on withdrawal of money from ATM in Europe?

Savings unless you want to pay the hefty interest rate for cash withdrawls off your credit card rather than off your debit card with no interest charged..
 
Savings unless you want to pay the hefty interest rate for cash withdrawls off your credit card rather than off your debit card with no interest charged..
What credit card...if you just have a debit, then there is no credit facility...press whatever you want.

But I always pick credit - once or twice I've had an atm try and charge me for a "savings" etc withdrawal when asked. Cancel the tx, go back and select credit...no fee.

Only ever been stung once, that was in a supermarket ATM in Ukraine. Needed the cash so just accepted the fee. It was not small, around $6. Found a BNP Paribas ATM the next night and tested it out, no fee charged.
 
Savings unless you want to pay the hefty interest rate for cash withdrawls off your credit card rather than off your debit card with no interest charged..

This is incorrect and misinformation so not sure why the post has likes. Doesn’t matter if you push savings or credit with this card. It is actually more advisable to press credit as it gives you more protections. There is no interest applicable as it is a debit card. You either have the funds available in the account or you don’t.
 

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