Youtrip travel card

cons: can’t transfer funds to non-YouTrip accounts, so can only withdraw as cash via ATM, or spend via debit card - also can only add/top-up in AUD
 
cons: can’t transfer funds to non-YouTrip accounts, so can only withdraw as cash via ATM, or spend via debit card - also can only add/top-up in AUD
ahh right, so if I chuck too much in I can’t transfer it back out? good to know

how are the rates compared to Wise or other cards like Up? much difference?
 
Seems good, especially with the 2% cashback - and I know some sites are running bonuses on sign up as well. The FX rates are the MasterCard rates - which is about as good as you'll get.

To me though it seems a lot less hassle to get an ING or Macquarie debit card and just use that - unless you're travelling before the 2% cashback expires.
 
Like the wise card the limit on no fee withdrawals is a PITA
International ATM Fees: Free for up to 1,500 AUD per calendar month, 2% fee applies to withdrawals exceeding 1,500 AUD. (Individual ATM providers may charge their own local fees)
Domestic ATM Fees: Free for up to 400 AUD per calendar month, 2% fee applies to withdrawals exceeding 400 AUD. (Individual ATM providers may charge their own local fees)
 

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