Youtrip travel card

[cheesesleep]

Anyone here used Youtrip? Been seeing it and was wondering if it’s actually any good

 

[qaz]

cons: can’t transfer funds to non-YouTrip accounts, so can only withdraw as cash via ATM, or spend via debit card - also can only add/top-up in AUD

 

[cheesesleep]

cons: can’t transfer funds to non-YouTrip accounts, so can only withdraw as cash via ATM, or spend via debit card - also can only add/top-up in AUD

ahh right, so if I chuck too much in I can’t transfer it back out? good to know

how are the rates compared to Wise or other cards like Up? much difference?

 

[WilsonM]

Seems good, especially with the 2% cashback - and I know some sites are running bonuses on sign up as well. The FX rates are the MasterCard rates - which is about as good as you'll get.

To me though it seems a lot less hassle to get an ING or Macquarie debit card and just use that - unless you're travelling before the 2% cashback expires.

 

[markis10]

Like the wise card the limit on no fee withdrawals is a PITA
International ATM Fees: Free for up to 1,500 AUD per calendar month, 2% fee applies to withdrawals exceeding 1,500 AUD. (Individual ATM providers may charge their own local fees)
Domestic ATM Fees: Free for up to 400 AUD per calendar month, 2% fee applies to withdrawals exceeding 400 AUD. (Individual ATM providers may charge their own local fees)

 

[sudoer]

Have used. Their KYC process is ... interesting.

 

[cheesesleep]

Seems good, especially with the 2% cashback - and I know some sites are running bonuses on sign up as well. The FX rates are the MasterCard rates - which is about as good as you'll get.

To me though it seems a lot less hassle to get an ING or Macquarie debit card and just use that - unless you're travelling before the 2% cashback expires.

Ahh yeah, saw the 2% cashback promo is ending at the end of the month. Been thinking of getting one now so I can still qualify and give it a go while the cashback’s still on

 

[cheesesleep]

Like the wise card the limit on no fee withdrawals is a PITA
International ATM Fees: Free for up to 1,500 AUD per calendar month, 2% fee applies to withdrawals exceeding 1,500 AUD. (Individual ATM providers may charge their own local fees)
Domestic ATM Fees: Free for up to 400 AUD per calendar month, 2% fee applies to withdrawals exceeding 400 AUD. (Individual ATM providers may charge their own local fees)

That actually doesn’t sound too bad, my Wise limit is only $400 now iirc for international and domestic. Although if I’m doing a road trip through Indonesia for a couple weeks, I reckon I’d probably hit the YouTrip limit

Have used. Their KYC process is ... interesting.

What happened? I’m literally about to sign up today haha, probably good to know what I’m getting myself into first

 

[sudoer]

What happened? I’m literally about to sign up today haha, probably good to know what I’m getting myself into first

Just lots of going in circles and excessive requests for info. But I was using it for something unusual, I think if you were using it as a basic travel currency card and not putting >$10k per month through it, you're unlikely to get KYC'ed.