Woolworths Qantas card now offers 20,000 QFF [Ends 30/4/13] points

[get me outta here]

Does anyone know who gets the earn points on a supplementary card (are all sup cards the same)?

 

[hdfb]

I currently have one of these CCs. Is there anything stopping me from cancelling my current card, then applying for a new one again to get another 20,000 points? When I signed up last time I got 32,000 points as that was the offer going around then.

 

[oz_mark]

Does anyone know who gets the earn points on a supplementary card (are all sup cards the same)?

Two answers:

1) The 1 point per dollar QFF points based on spend on the card will go to the primary cardholder
2) The points from scanning the EDR barcode on the back of the card will go to the FF account linked to that EDR number (i.e. the supp cardholder)

 

[kingbaz]

Good deal, thanks....

One each for me and Mrs R = 40k .....

Is this based on you both signing up separately?

 

[Inver]

Is this based on you both signing up separately?

Yes that's right.

 

[qkslvr]

This was the easiest CC card to get. Submitted application on Monday, card recieved in the mail by Friday. No phone calls or enquiries at all. Called CS and was told 2 months after first purchase till I receive bonus points. The wait starts.

 

[Mardi]

I have a Westpac Earth Plat Plus MC and AMEX but the points earn on the WW MC is better so I applied for these cards for me and the husband individually a while back and there were no problems getting them. However, I decided I would cancel mine (having got the bonus points) and get an additional card on husband's account to reduce the amount of administration each month so I filled in the application for additional cardholder on his account, got husband to sign and sent it off. They sent back a letter telling me to go and prove my ID at Woolworths. First time I tried they couldn't get the computer to work so I left without doing it. Second time, no problems. Waited, waited weeks later no card. Husband rang - they said I have to do my ID check. He said I did, PLUS I already have one of their cards in my own name so obviously I passed an ID check somehow in order to get that. No good, he has to ring and have me there at the same time. F--- it I said, and applied for the BankWest platinum card, which I got with a higher credit limit than (a) I asked for and (b) the WW cards have. I will now be cancelling the two WW cards and using the BankWest for places that don't accept AMEX.

Another painful thing with the WW card is that you can't export transactions from their online banking site so if that's important to you keep it in mind.

So once I cancel them can I sign up again in both our names for the 20k sign up bonus?

 

[Isochronous]

I have a Westpac Earth Plat Plus MC and AMEX but the points earn on the WW MC is better so I applied for these cards for me and the husband individually a while back and there were no problems getting them. However, I decided I would cancel mine (having got the bonus points) and get an additional card on husband's account to reduce the amount of administration each month so I filled in the application for additional cardholder on his account, got husband to sign and sent it off. They sent back a letter telling me to go and prove my ID at Woolworths. First time I tried they couldn't get the computer to work so I left without doing it. Second time, no problems. Waited, waited weeks later no card. Husband rang - they said I have to do my ID check. He said I did, PLUS I already have one of their cards in my own name so obviously I passed an ID check somehow in order to get that. No good, he has to ring and have me there at the same time. F--- it I said, and applied for the BankWest platinum card, which I got with a higher credit limit than (a) I asked for and (b) the WW cards have. I will now be cancelling the two WW cards and using the BankWest for places that don't accept AMEX.

Another painful thing with the WW card is that you can't export transactions from their online banking site so if that's important to you keep it in mind.

So once I cancel them can I sign up again in both our names for the 20k sign up bonus?

Yep the EDR CC website is one of the least user-friendly pieces of cough out there. Another reason to switch to BankWest.

 

[Newk]

This was the easiest CC card to get. Submitted application on Monday, card recieved in the mail by Friday. No phone calls or enquiries at all. Called CS and was told 2 months after first purchase till I receive bonus points. The wait starts.

Easy for some. My third rejection by them.

 

[Deleted User]

Easy for some. My third rejection by them.

Too many cards / applications? Really surprised though as this was the easiest card for me to get as a sole trader ...

 

[DaveB]

The sole trader term is such a misnomer applying to company owners regardless of size.
I also recently got knocked back for the EDR and also 28 Degrees card. I had not made any card applications for some years becoming too reliant on the Cit Select with a 100K limit.
In my case, could only be card limits with old Amex and NAB cards putting my limits close to $200K. My supporting letter, personal and company financial statements all for nought. Wife then applied and approved for both cards despite having same family trust income source.

 

[Deleted User]

In my case, could only be card limits with old Amex and NAB cards putting my limits close to $200K. My supporting letter, personal and company financial statements all for nought.

EDR being a personal card, they would care little for company financial statements... I would suggest that your current limits on other cards is the problem and that HSBC/EDR not happy to be the "minority" party in your available credit.... With limits of close to 200k, they know they could have Buckleys chance of recovering any debt.

Also the business income does not fit well with their modeling, since businesses can and do go broke from time to time and is usually a more messy process than personal.

I suggest if you have a need for this card, you lower your current limits, otherwise perhaps this is not a card you can "have"

 

[opusman]

This was the easiest CC card to get. Submitted application on Monday, card recieved in the mail by Friday. No phone calls or enquiries at all. Called CS and was told 2 months after first purchase till I receive bonus points. The wait starts.

Interesting that you didn't even have to show ID. I had to go to the local Woolies and do a 100 point ID check with the checkout chick!

 

[DaveB]

EDR being a personal card, they would care little for company financial statements... I would suggest that your current limits on other cards is the problem and that HSBC/EDR not happy to be the "minority" party in your available credit.... With limits of close to 200k, they know they could have Buckleys chance of recovering any debt.

Also the business income does not fit well with their modeling, since businesses can and do go broke from time to time and is usually a more messy process than personal.

I suggest if you have a need for this card, you lower your current limits, otherwise perhaps this is not a card you can "have"

EDR and 28 Degrees both happily approved my wife's applications despite having the same income and source. Only difference with my applications was the amount of existing card limits.
The sole trader term unfortunately ranges from a plumber operating out of a ute to a company with numerous employees able to operate without your direct involvement.

 

[asg29e]

Easy for some. My third rejection by them.

Haha, that's hilarious. Would you like me to get you a supplementary card?

On a more practical note, my understanding is that when they do a credit check at the moment (and this is about to change) they cannot see your total credit card limit and are relying on what you tell them. Now of course an honest man such as yourself would tell the truth but I have heard of some people "underestimating" their combined credit card limits on CC applications once they get into the stratospheric range. Like yours possibly.

 

[Beta4Me]

On a more practical note, my understanding is that when they do a credit check at the moment (and this is about to change) they cannot see your total credit card limit and are relying on what you tell them. Now of course an honest man such as yourself would tell the truth but I have heard of some people "underestimating" their combined credit card limits on CC applications once they get into the stratospheric range. Like yours possibly.

One's mind sometimes uncontrollably reverts back to a time before certain credit limit increases when one applies for new cards. It's a terrible disability to have.

 

[Mattyana2003]

Have you got another HSBC card? I already had a WW EDR card (which is run by HSBC) and applied for another HSBC card and was rejected. Maybe no more than one HSBC card at a time?
Also was rejected by Macquarie when I also held a Jetstar Macquarie CC.

 

[Nizar]

I applied for this online three days ago and got an email from them the next day.
Then today got something in the mail but it was just an everday rewards card.. not what I applied for, which was the mastercard.
Has this happened to anybody else ?

Is this their usual process before checking income etc and then sending you out the mastercard ?

Or does this mean by application for the CC was rejected ?

Any thoughts would be appreciated

 

[gmartin010]

I applied for this online three days ago and got an email from them the next day.
Then today got something in the mail but it was just an everday rewards card.. not what I applied for, which was the mastercard.
Has this happened to anybody else ?

Is this their usual process before checking income etc and then sending you out the mastercard ?

Or does this mean by application for the CC was rejected ?

Any thoughts would be appreciated

No this is standard procedure and likely means you have been accepted. The card you have received is merely the card used to scan for the additional reward points when shopping at Woolies or a Woolies Caltex for example.

Your actual credit card will arrive in a few more business days followed a little time later by your pin number.

 

[Newk]

Haha, that's hilarious. Would you like me to get you a supplementary card?

On a more practical note, my understanding is that when they do a credit check at the moment (and this is about to change) they cannot see your total credit card limit and are relying on what you tell them. Now of course an honest man such as yourself would tell the truth but I have heard of some people "underestimating" their combined credit card limits on CC applications once they get into the stratospheric range. Like yours possibly.

nah, I'll get a supplementary card through Mrs N.....soon after I do her application for some black WBC cards and the lovely sign on bonuses. I have to be careful not to overwhelm her with paperwork. Although she likes the front of the plane she has an aversion to both debt and paperwork
And I am fairly certain that I have the correct attitude to disclosure of other CC limits