From the Citibank website:
Citigroup - Cards
Citibank Cash Back®
- Get up to 4% Cash Back ^ Everytime you spend
- Low Rate of 5.9%p.a.^^ for the life of balances you transfer†
- Credit Limit of up to $20,000#
Citibank Clear®
- Interest you control - based on your total purchases
- A low 9.99%p.a. on purchases and balances transferred for your first 6months‡
- No annual fee for first year
Citibank Platinum
- 6.9% p.a.* on the life of balance transfers†
- Credit limits of up to $100,000
- Free personalised Rewards programme+
- Comprehensive International Travel Insurance3
Citibank Gold
- 6.9% p.a.* on the life of balance transfers†
- Perfect card for travellers with free comprehensive International Travel Insurance3
- Free Rewards programme+ with Qantas Frequent Flyer points ø
- Up to 55 days interest free
Citibank Silver
- 6.9% p.a.* on the life of balance transfers†
- Great value Silver Card
- Free Rewards programme+
- Up to 55 days interest free
Credit Card Rewards
- Silver, Gold and Platinum cardholders are enrolled in the Citibank Rewards programme+
- Check your Rewards points
- Earn double points with our bonus partners
- Redeem your Rewards online
^ Cash Back earned is accumulated until it is at least $25 and is then credited on the first day of your next Statement Period. Cash Back benefits are capped at $1,500 each 12 months from account opening. Accumulated Cash Back benefits are forfeited if the account is suspended or closed.
^^ Citibank Cash Back Credit Cards are currently offering an introductory rate of 5.9% p.a. on balances you transfer. Fees and charges apply. Terms and Conditions apply and are available on request.
‡ At the end of the introductory 6 month period your interest rate will revert to a variable rate determined by your average monthly spend as set out above.
† Balances transferred are repaid first. Transactions made other than with this offer will be subject to Citibank's standard Cash Back, Silver, Gold and Platinum Credit Card rate, currently 18.75%p.a.
* Citibank Credit Cards are currently offering an introductory rate of 6.9% forever on balances you transfer. Fees and charges apply. Terms and conditions apply.
# Actual credit limit will be assigned based on Citibank credit criteria
+ All Rewards are subject to the Terms and Conditions of the Citibank Rewards Programme. Cash advances do not earn Rewards points. Rewards points never expire while the card remains open.
3 International Travel Insurance is underwritten by Zurich Australia Insurance Limited (ABN 13 000 296 640 AFSL No. 232507) 5 Blue Street, North Sydney, NSW, 2060, and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance.
ø Qantas Frequent Flyer members can redeem Rewards points for Qantas Frequent Flyer points, at a rate of 1 Citibank Rewards point to 1 Qantas Frequent Flyer point. Membership of the Qantas Frequent Flyer Programme is subject to the Terms and Conditions of the Qantas Frequent Flyer Programme. A joining fee applies. Under the Citibank Rewards Programme, your initial redemption must be 5,000 Citibank Rewards points and subsequent redemptions must be in blocks of 5,000 Rewards points. Points transferred will take 2 business days to appear in each member's Qantas Frequent Flyer points account. Rewards points may only be redeemed for Qantas Frequent Flyer points by a Primary Cardholder and credited to their Qantas Frequent Flyer account. Points once redeemed cannot be reversed.
The Financial Products and services referred to on this page are available through Citigroup Pty Limited (ABN 88 004 325 080 and AFSL No. 238098) an authorised deposit taking institution regulated by APRA.
The Financial Products and services referred to on this page are available through Diners Club Pty Limited (ABN 35 004 343 051).