What cheeses me off

[DejaBrew]

The number of people who come to a stop at a completely empty roundabout....apparently they think they need an invitation.

Well you never know when you're going to encounter one of those "ninja" cars that suddenly jump out from behind the road signage...

 

[Aeryn]

WCMO is despite earning less than men and generally being healthier living longer, women are charged a 20% premium over men for income protection insurance.

Apparently its because women are more proactive in monitoring health and therefore more likely to take out insurance and use it when things like cancer are detected early, whereas your average bloke is less health conscious and therefore likely to claim later when things are more serious.

Seems crazy to me that being proactive about your health means being penalised.

 

[Denali]

WCMO is despite earning less than men and generally being healthier living longer, women are charged a 20% premium over men for income protection insurance.

Apparently its because women are more proactive in monitoring health and therefore more likely to take out insurance and use it when things like cancer are detected early, whereas your average bloke is less health conscious and therefore likely to claim later when things are more serious.

Seems crazy to me that being proactive about your health means being penalised.

Yep. I have insurance paid for by my employer, thankfully, and my portion of the premium is more than men the same age and approx same income

 

[Happy Dude]

We do. Australian road rules were harmonised in 1999. Except WA.

Sections not relevant to a particular state are just omitted. E.g. The SA Road Rules do not have a section for hook turns.

The rule about U-turns at traffic lights also seems to have eluded harmonisation. Some states it's permitted unless signed otherwise, other states it's not permitted unless signed otherwise.

WRT roundabout rules, those have been reduced to "as you please but do not hit, or get hit by, a vehicle that's on it".

 

[RB]

WCMO is despite earning less than men and generally being healthier living longer, women are charged a 20% premium over men for income protection insurance.

Apparently its because women are more proactive in monitoring health and therefore more likely to take out insurance and use it when things like cancer are detected early, whereas your average bloke is less health conscious and therefore likely to claim later when things are more serious.

Seems crazy to me that being proactive about your health means being penalised.

Maybe it is based on claims experience? A little old but has some explanation Women pay more for income protection insurance | Financy

 

[markis10]

The rule about U-turns at traffic lights also seems to have eluded harmonisation. Some states it's permitted unless signed otherwise, other states it's not permitted unless signed otherwise.

Let’s not start on turning left on a red

 

[Aeryn]

The rule about U-turns at traffic lights also seems to have eluded harmonisation. Some states it's permitted unless signed otherwise, other states it's not permitted unless signed otherwise.

Yes basically not permitted anywhere in metropolitan NSW (at least I've never seen a sign explicitly permitting u-turns in NSW, lack of sign means its not allowed). I witnessed a huge near miss last week when at a major intersection (4 lanes each way) a car with Vic plates randomly did at U-Turn, almost running into 4 oncoming cars.

And even though we have trams in NSW hook turns also not a thing outside Vic.

 

[kookaburra75]

And even though we have trams in NSW hook turns also not a thing outside Vic.

Being originally from Victoria, hook turns in the centre of Melbourne made perfect sense if you were on the tracks and had a tram closing in on you ringing its bell - you just didn't want to be there. But, Victoria did have an extra trick up its sleeve - a vehicle turning left at an intersection had to give way to vehicles turning right, the opposite of everywhere else. Why, to stop blocking trams.

When I left Melbourne in 1981 for WA it was still a thing, and I got caught out a few times in WA when I forgot they were different (and 10 years behind ), and then when I went back to Melbourne and forgot about the stupid left turn rule. Thankfully they did away with that anomaly in 1993.

 

[andye]

Maybe it is based on claims experience? A little old but has some explanation Women pay more for income protection insurance | Financy

When I was a student, I worked for an Income Protection insurance firm in the holidays. My impression was that a lot of the expensive 'can't work again' claims at young ages were driven by mental health diagnoses which are more prevalent in women

 

[prozac]

When I was a student, I worked for an Income Protection insurance firm in the holidays. My impression was that a lot of the expensive 'can't work again' claims at young ages were driven by mental health diagnoses which are more prevalent in women

I am trying to think a suitable response @andye but concerned it might result in another month in the naughty corner.

 

[Aeryn]

Id happily take out a policy that excluded mental illness.

 

[RSD]

I am trying to think a suitable response @andye but concerned it might result in another month in the naughty corner.

There's a naughty corner on AFF???

 

[andye]

Some info on insurance claims

https://fsc.org.au/resources-category/media-releases/2045-fsc-media-release-new-data-reveals-gender-differences-for-claims-1/file

 

[drron]

For some years I worked 2 days a week in the Worker's Compensation. I didn't ever gild the lily. So I ended up working 1 day a week for the GIO and one day For the Newcastle Trades Hall. Loved my days for the Trades Hall as their barrister was a real character. A real Rumpole dow to the crumpled gown an skew whiff wig. He would devise a script for me. Entertaining watching the opposition walk right into it.