Westfield XS card

[penegal]

These cards continue to be an active product line marketed by Westfield group and are governed by the Terms and Conditions at this link.

https://www.westfieldgiftcards.com.au/Online/Content/Downloads/TandCs.pdf

 

[legroom]

Novotel in MEL

1.5% surcharge avoided with XS

I'm pleased with it.

As am I. Hotels being number 1.

 

[SQ421]

Thank's penegal

This doesn't read too well.

"Gift Cards can not be redeemed for cash, cannot be used for cash equivalent transactions (such as bill payments, purchases of financial products or foreign currency or gambling transactions), reloaded, returned for a refund, have their balances consolidated to a new gift card, or be replaced after expiry.

 

[prozac]

I am wondering if this offer (WESTFIELD GIFT CARDS / Spend $50 or more, get $10 credit) can be used in conjunction with an XS card purchase?
[h=2][/h][h=2][/h]

 

[Plutonus]

I am wondering if this offer (WESTFIELD GIFT CARDS / Spend $50 or more, get $10 credit) can be used in conjunction with an XS card purchase?
[h=2][/h][h=2][/h]

Yes, it is for any Westfield gift card purchase.

 

[Beta4Me]

Thank's penegal

This doesn't read too well.

"Gift Cards can not be redeemed for cash, cannot be used for cash equivalent transactions (such as bill payments, purchases of financial products or foreign currency or gambling transactions), reloaded, returned for a refund, have their balances consolidated to a new gift card, or be replaced after expiry.

Yes, it is for any Westfield gift card purchase.

How to utilise the bonus most effectively given these new restrictions?

 

[DeKa]

How to utilise the bonus most effectively given these new restrictions?

Buy XS cards and spend at places where Savings payments is not charged a fee, but Credit payments are eg hotels, small businesses etc.

 

[FrankC]

How to utilise the bonus most effectively given these new restrictions?

Are you asking how to be effective in the purchase side or the spend side?

For the purchase side - am wondering for those that have multiple cards
Can we pay for a single XS card with multiple Amex cards? If so, you basically pay for $5 card fee once and earn the $10 credit multiple times


Regarding the spend side - I use the card wherever credit card is surcharged or not accepted
Feel free to share any good ideas

 

[legroom]

This is AMEX-registered offer so I presume it only applies to that registered AMEX card only, not any other AMEX you may have.

I am wondering if this offer (WESTFIELD GIFT CARDS / Spend $50 or more, get $10 credit) can be used in conjunction with an XS card purchase?

 

[FrankC]

This is AMEX-registered offer so I presume it only applies to that registered AMEX card only, not any other AMEX you may have.

Only American Express Cards issued by American Express Australia Limited or by the following licensed network partners are Eligible Cards:

• National Australia Bank Limited;
• Westpac Banking Corporation;
• Australia and New Zealand Banking Group Limited (ANZ);
• Commonwealth Bank of Australia;

The following are not Eligible Cards: American Express Business Travel Accounts, Government Cards, American Express[SUP]®[/SUP] Corporate Purchasing Cards, American Express[SUP]®[/SUP] Corporate Cards, American Express Corporate Meeting Cards and American Express[SUP]®[/SUP] Business Cards that are affiliated with a wholesale partner.

Supplementary Cards qualify as an Eligible Card only if registered for the Offer separately.

 

[prozac]

Probably already mentioned but excess could be used to pay for tickets when airlines charge a CC card fee. I know most of you clever FFs don't actually buy tickets.

 

[DeKa]

Probably already mentioned but excess could be used to pay for tickets when airlines charge a CC card fee. I know most of you clever FFs don't actually buy tickets.

How? It's Savings not credit so can't be used online or over the phone. By the time you travel anywhere to pay, you eat into any cost savings so it's not worth it I would have thought.

 

[prozac]

How? It's Savings not credit so can't be used online or over the phone. By the time you travel anywhere to pay, you eat into any cost savings so it's not worth it I would have thought.

I would imagine it would be used in the same manner as say a WW gift card when you supply the card number for payment. I made a remote payment with WW gift card just this week so would not expect the process to be any different.

 

[DeKa]

I would imagine it would be used in the same manner as say a WW gift card when you supply the card number for payment. I made a remote payment with WW gift card just this week so would not expect the process to be any different.

To a Woolworths owned business I guess?

Think of XS as no different to your old-school Eftpos card which banks issued prior to Visa and MasterCard Debit.

There is no way to use them over the phone as giving out your PIN breaks the T&Cs of normal EFTPOS cards (which is the back end system XS seems to use). Wish Cards are different as they are owned by WW and WW set the rules.

 

[legroom]

XS used twice this weekend:

1) Fido quarterly clipping / trimming ($2.50 surcharge for all CC)

2) Japanese eatery (no AMEX please)

No wonder my Visa does not get swiped much nowadays !

 

[prozac]

To a Woolworths owned business I guess?

Think of XS as no different to your old-school Eftpos card which banks issued prior to Visa and MasterCard Debit.

There is no way to use them over the phone as giving out your PIN breaks the T&Cs of normal EFTPOS cards (which is the back end system XS seems to use). Wish Cards are different as they are owned by WW and WW set the rules.

Point taken..........

 

[Beta4Me]

Point taken..........

Indeed points were taken (when the XS cards were bought)

 

[penegal]

XS is a savings card, so you can't use it over the internet.

If you are using an Australian travel agent (and go to their office in person), it is definitely possible to pay with XS.

My personal TA has been a friend for a couple of decades and I usually pay him in cash or by bank deposit. (He doesn't charge me fees on anything, so he survives off commissions and the wine I give him)... He lets me know which transactions are handled by another merchant and I put them on credit card. The rest is cash, although he will gratefully accept XS for charges where he is the merchant (e.g. pays the merchant fee).

 

[PLANT]

Bloody peeved that can't use for hire car, how could you buy airfare as not able to use on internet? Only travel agent hey?
So swipe at post office atms is no go any more for post bill pay barcode?
Is it automatic for amex credit?

 

[PLANT]

Anyone tried the Virgin wallet card with $1 load fee to use at Postbill pay...post office?