Victoria Police criticise paypass/paywave

Discussion in 'General Credit Card Discussion' started by Isochronous, May 28, 2014.

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  1. Isochronous

    Isochronous Established Member

    Dec 18, 2009
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    Tap-and-go credit cards contributing to increase in crime stats, Victoria Police say - ABC News (Australian Broadcasting Corporation)

     
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  2. TomVexille

    TomVexille Enthusiast

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    Heard this on the radio this afternoon. Wonder whether Ken Lay or Mastercard are actually right.
     
  3. Cruiser Elite

    Cruiser Elite Enthusiast

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    Surprised this has taken so long to surface - YES I have a bunch of cards with Pay-Wave / Tap'N'Go or whatever function - just still cannot believe how easy it is to use someone else's cards.

    Have swapped cards with Cruiserette and senior staff in office and whammo - buy virtually what you want wherever you want when you want with some other dudes card - no wonder the drug reliant community love the concept.
     
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  4. Major

    Major Established Member

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    I find this system very efficient for purchases under $100 but can understand the security problems for lost/stolen cards
     
  5. JohnK

    JohnK Veteran Member

    Mar 22, 2005
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    And they thought signatures were easy to forge.

    Too easy now if you have someone else's card in your possession.
     
  6. moa999

    moa999 Senior Member

    Jun 23, 2003
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    Yes, having these plastic cards in peoples wallets lying around for crims to steal and then reclaim for up to $35/100 of goods is really encouraging crime.

    The $50 notes sitting in the same wallet/purse are so much better.
     
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  7. openseat

    openseat Active Member

    Jun 1, 2006
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    If they allowed us to use the existing NFC technology in more phones, then the problem might go away as you would presumably need to put in your unlock code.
     
  8. Fruitcake

    Fruitcake Established Member

    Feb 22, 2011
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    $100 in cash stolen from the same wallet probably generates much less work for police. That could be why Mr Lay would prefer criminals use cash :p.
     
  9. moa999

    moa999 Senior Member

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    Agree it provides a potential track and work (eg viewing CCTV where card used)

    But I don't see it adding to the crime of stealing a wallet
     
  10. AdMEL

    AdMEL Established Member

    Feb 14, 2010
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    Funnily enough, I picked a pay pass equipped card up off the street in Melb CBD at lunchtime today and dropped it into a branch of the issuing bank.
     
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  11. Ausbt

    Ausbt Established Member

    Apr 21, 2012
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    Paid for some dry cleaning last weekend and copped a friendly lecture from the store clerk ...who advised she works for a bank midweek. "You are mad" she scolded me, "fraud is too easy with those things". Alas, I paid the dry cleaning fees with my own card - if only I had borrowed a randoms! ;)
     
  12. Cruiser Elite

    Cruiser Elite Enthusiast

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    Watched a piece on this topic on ABC News - they interviewed a Smith St Collingwood trader who amongst others in the area refuse to take T&G/PP enabled cards. Trader cited regular occurrences of people entering stores and initially enquiring are these cards accepted - when given negative response they wander off down street to check other traders.
     
  13. TomVexille

    TomVexille Enthusiast

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    Yeah that sounds a tad suspicious.
     
  14. serfty

    Moderator

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    The main issue for the police is indeed extra work it seems.

    It seems that spending that stolen 50 note is simple b theft while wanding the paywave involves additional effort in documenting "Theft by Deception". That's the statistic that has increased significantly.
     
  15. pauly7

    pauly7 Established Member

    Dec 8, 2004
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    It is Collingwood though...
     
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  16. knasty

    knasty Active Member

    Mar 11, 2010
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    My card was stolen and the thief made multiple purchases just under $100. Disappointing thing is the cops/bank aren't interested in pursuing it because the value is too low, even though we know who it was and their prints are on the card.
     
  17. TomVexille

    TomVexille Enthusiast

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    Fair point :mrgreen:
     
  18. Clobu5

    Clobu5 Member

    Nov 22, 2013
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    It's also still awaiting on any decent case law.

    theft is still theft at the end of the day though!
     
  19. stux

    stux Member

    Jun 18, 2014
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    Easy to disable the functionality.

    Just make a 1cm cut in the middle of the non chip side ;)

    I know because my diamond card broke there, severing the copper wire receivers embedded in the clear plastic ;)

    Have a replacement one now. But miss my disfunctional t&g :(
     
  20. Pu Koh

    Pu Koh Active Member

    May 13, 2011
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    you are doing it all wrong.
     
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