Re: Still can't believe the hide of it !
acampbel said:
It would surprise me if anyone offered an annual policy for less than this. Westpac (Vero) quote $878 with a $75 excess for theirs,
Cover More didn't offer an annual policy through their web site but they quoted $472 for the single trip and this didn't include a rental car excess benefit (add another $100!).
Columbus Direct now has an Australia section and they have an annual worldwide policy which allows trips of max length 60 days for AUD250
Cover limits are per person
Cancellation $12,500
Curtailment $12,500
Personal Accident $62,500
Medical Expenses $12.5 million
Hospital Benefit $3,750
- Hospital Benefit Limit per day $125
Personal Baggage $6,250
- Valuables Limit $750
- Single Article Limit $750
Delayed Baggage $500
Personal Money/Documents $2,500
- Cash Limit $875
- Documents Limit $875
Personal Liability $5 million
Legal Expenses $62,500
Travel Delay $500
Abandonment $12,500
Missed Departure $2,000
Hijack $7,500
- Hijack Limit per day $250
Catastrophe $1,250
Collision Damage Waiver $2,000
EXCESS $250 for Medical Expenses claims.
$125 for claims under the following sections: Cancellation and Curtailment; Personal Baggage; Money/Documents, Personal Liability; Abandonment.
acampbel said:
And BTW - don't be fooled by the so-called reciprocal arrangement between the NHS and Medicare. My wife & I were in the UK when she was expecting our son, and she was due for the 20-week ultrasound. We visited a doctor who pointed (not referred) us to a local public hospital who were quite happy to do the 20-minute check. They were even happier to present us with a bill for 150 squid! When we queried this they explained patiently that pregnancy was a pre-existing condition and therefore not covered under the arrangement. Mean coughs!
As far as I was aware , the reciprocal agreements cover emergency treatment so wouldn't have expected the ultrasound to be covered
For those interested just in car hire excess reductions,
http://www.insurance4carhire.com/ offer an annual policy which covers Europe, South Africa, New Zealand and Australia for all rentals of up to 30 days when the rental is > 140Km from normal place of residence. This costs GBP59 per annum ( approx AUD140 ). For a Worldwide Policy which includes US and CA for GBP99 (AUD234).
Dave
Dave