Travel insurance when plane diverted enroute

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Mal

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The Jetstar diversion to Bali today piqued my curiosity from a Travel Insurance perspective:

Some Travel Insurance products in the market include clauses that state that coverage is invalid if you are visiting countries that Australia has advised against travelling to, or to that Australia says to reconsider your travel to.

Indonesia is on the list of countries that Australia advises you to reconsider your travel to:
Travel Advice for Indonesia - Australian Department of Foreign Affairs and Trade

In the situation where your plane is forced to land in a similar country, do you really think that an Insurance company could deny you coverage if you became sick and needed an airlift, or your baggage got stolen etc.
 

stryker

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Mal said:
In the situation where your plane is forced to land in a similar country, do you really think that an Insurance company could deny you coverage if you became sick and needed an airlift, or your baggage got stolen etc.

Did you say "insurance company"? You have your own answer, I think.
 
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Dave Noble

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I believe, iirc, most policies do cover you if you end up in such a place due to actions outside of your control

Dave
 

oz_mark

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I once had a conversation with an Insurance company person about this, and the issue they had was more with actually being able to provide the contracted service (the example was airlifting someone from Afghanistan - if they could they would do it, but they might not actually be able to do it).

I can't imagine that there would be a problem if you arrived in a country due to circumstances you had no control over.
 
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