The interest-free period of up to 55 days does not apply to cash advances or Qantas transactions that are eligible for the lower interest rate of 5.99%pa.
dajop said:Interesting (small) trap with this card in the fine print...
So any QF purchases automatically start incurring the 5.99%, quite an inconvenience for those used to the 55 day. But the bonus is an extra bonus point/dollar spent (for $1000 get 1000 pts, but that will cost $5 if it isn't to be paid for a month.
Also notes that Earth+ has a feature "Save on foreign currency transaction charges", but I can't find where this is quantified. Cannot easily find a PDS that should show this.
dajop said:Also notes that Earth+ has a feature "Save on foreign currency transaction charges", but I can't find where this is quantified. Cannot easily find a PDS that should show this.
oz_mark said:I am not sure that the product has been formally released just yet, and it looks like there are a few loose ends. I can find references to the PDS, but not the PDS itself.
You will now be transferred to the secure online application form (powered by Westpac).
Nobby said:The Earth+ is a bit odd though... the whole product is pitched as "low rate with rewards", but with Earth+ you pay a higher fee, but get a higher rate. The added benefits of the Earth+ seem pretty vague without these PDSes. I'm not sure why someone would pick Earth+ over Earth, unless the card looks more wanky
Nobby said:But the strangest thing is that it seems like Westpac is hiding the fact that they've issued the card... they only seem to be mentioned in the fine print, and you seen language like
I wonder if Earth is a fully Westpac card, or if it's an arrangement like the Virgin Money card, marketed by Virgin but operated by Westpac?
Nobby said:I wonder if Earth is a fully Westpac card, or if it's an arrangement like the Virgin Money card, marketed by Virgin but operated by Westpac?
browski said:I've taken the plunge and applied on-line for the Eart Card (benefits of Earth+ did not grab me) Next day approval came from Westpac.
Might post more here later on the approval/collection process and other experiences.
chrisb said:Since i've had it with the ANZ Qantas card, I've decided to get one of these but unfortunately my name is too long for the damn website!
"Christopher" being such an unusual name, it's probably my fault.
Doug_Mi16 said:Interested to hear other people's experience of the Earth Card ... I just sent off an application for one tonight.