Strategy to obtain US Amex

[Grrr]

No need for itin . Can supply passport as well of just ignore requirement .

If we’re talking about any of the Amex cards, either a new application or an authorized user applications has an SSN/ITIN box ?

 

[blacksultan]

If we’re talking about any of the Amex cards, either a new application or an authorized user applications has an SSN/ITIN box ?

Can call and provide pasport details later

 

[Grrr]

Can call and provide pasport details later

But you can’t complete the form without putting something in the SSN box ?

 

[blacksultan]

For an authorised user? No you can’t.

They used to mention that you need to provide itin or passport details Within 30 days of card would be closed . One could disregard that .
There might be option to provide passport details if one applies over phone .

 

[Darkpulsar]

Best US credit cards for expats & international travelers

The best US credit cards to use for purchases while overseas aren't always the same as the best ones in the US. Here's a good list for expats & travelers.

frequentmiler.com

Interesting recent article.


How are people doing for paypal? You can't now add foreign billing addresses outside the region of your account and PayPal says you can only have 1 personal and 1 business account. Are people running US sole prop paypal business accounts?

 

[Grrr]

Interesting recent article.

Makes the Citi Strata Premier sound amazing ! Are they really more fraud trigger-happy than Chase/C1 ?

 

[DAC1]

Makes the Citi Strata Premier sound amazing ! Are they really more fraud trigger-happy than Chase/C1 ?

From all reports here, yes they are

My current HSBC Premier + Amex Gold combo nearly rivals what Citi Strata Premier gets.

I get 4x dining (on Gold) and 3x on flights (on Gold) and 3x gas/groceries (on HSBC).

Only thing better on the Citi Strata Premier is 3x on hotels (HSBC is 2x).

 

[blacksultan]

First reinstatement attempt not successful yesterday even though all accounts fully paid
Asked the reason I have short credit history and so many enquires.
Have to wait 30 days before I try again .

 

[DC3]

.. so many enquires ..

Many enquiries from credit providers? Too many card applications? Is that the issue?

 

[_TheTraveller_]

First reinstatement attempt not successful yesterday even though all accounts fully paid
Asked the reason I have short credit history and so many enquires.
Have to wait 30 days before I try again .

I mean that's what Frank said as well so you should just wait 30 days instead of calling.

Many enquiries from credit providers? Too many card applications? Is that the issue?

Yep. They're deeming it as credit seeking behaviour. Bust out risk is high. Esp if they do a soft pull and see you have outstanding balances on multiple across cards from different credit providers.

 

[Grrr]

Asked the reason I have short credit history and so many enquires.

How long is your history ?

 

[blacksultan]

How long is your history ?

Since 2019