Strategy to obtain US Amex

But this should be clear to them from the ITIN and its age - so I’m confused as to the purpose of their questioning (and why they have shutdown the accounts to start with)
my limited experience is nothing is clear to anyone
Customer reps probably have no idea why/may not know what ITIN is - with compliance - it just seems so much easier something was triggered - SD account and make the person reapply if they want to. They want zero risk from their POV
 

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