Strategy to obtain US Amex

[Ktan89]

Most of the answers to your questions have already been addressed once or twice or more in this thread. You’ll find a lot that will help you on this process if you look through for any posts relating to HSBC.

Yeah I've been searching via google since the search function is hard to use here.. I cant scroll through the 13k posts though - I'll go crazy

 

[_TheTraveller_]

Yeah I've been searching via google since the search function is hard to use here.. I cant scroll through the 13k posts though - I'll go crazy

Don't need to use google.

Search results for query: HSBC

www.australianfrequentflyer.com.au

 

[_TheTraveller_]

Nah I just assumed that using a myUS account flagged the address. Here is what I got

Unfortunately, we are unable to open accounts for you at this time. This may be a result of:

• Our inability to verify certain information that is required under the Patriot Act
• Data made available to us through public or private sources, which in this case does not include data obtained from any consumer credit reporting agency.
• Certain transaction(s) or attempted transaction(s) with us or an affiliate.

I also got that despite not using a CMRA address and using a US residential IP proxy.

Based on the experiences I’ve seen others report, being in the US makes a huge difference.

Yeah that's the default error. It seems like they've implemented something that is beyond just IP checks. I wonder if they're using system clocks to determine location? Any ideas what else it could be?

 

[DAC1]

Yeah that's the default error. It seems like they've implemented something that is beyond just IP checks. I wonder if they're using system clocks to determine location? Any ideas what else it could be?

I had also changed my system clock to be in the same timezone as the residential IP I was using.

 

[Ktan89]

Don't need to use google.

Search results for query: HSBC

www.australianfrequentflyer.com.au

Thanks for the search link @_TheTraveller_ this works! Not sure what I was doing wrong but this is great! I've found some info now and will continue to read through it

 

[DAC1]

Yeah I've been searching via google since the search function is hard to use here.. I cant scroll through the 13k posts though - I'll go crazy

If you want to sign up and get a single US Amex through GT and do nothing further, you probably won’t need to.

But if you ever want to get a second (or more) Amex(es), get cards with other US banks, get a checking account outside of HSBC (which will be necessary if HSBC sells their Australia business as speculated), navigate your way through an Amex financial review process (which seems to be happening more and more, even to people who only have a single Amex), understand how to get your credit score etc etc, reading through this entire thread will be the best possible thing you can do.

I only have 2 US credit cards and 4 US bank accounts and have only started my journey recently. I read through this entire thread before I started and have found that even in my journey to date, you can never have enough information. I spend a lot of time trawling reddit and other forums seeking out information that will help me get the next card (and keep the cards I have - which is actually half of the battle!)

 

[747800intercon]

Do you need a US address to use AMEX GT to get a USA amex?

 

[DAC1]

Do you need a US address to use AMEX GT to get a USA amex?

This post should help.

 

[metaphase]

I need some guidance please. I applied for GT this week and they are requesting for proof of address.
Ive set up HSBC AU premier last week and they've created a global transaction account. I'm trying to setup a US checking account now but its asking for the below which means im back to square one.

I think you've applied for GT too early - if you look at my run through up thread I had the same issue (at the time it wasn't as clear that they wouldn't accept Wise statements, we know know they definitely won't). You need a statement for your US checking account with your US address on it, so it'll take a month from when you open the HSBC US Premier checking account, then you'll have the evidence for GT. IIRC they give you 60 (maybe 90?) days to provide it, if not you need to let that GT application lapse and do a new one.

 

[Ktan89]

I think you've applied for GT too early - if you look at my run through up thread I had the same issue (at the time it wasn't as clear that they wouldn't accept Wise statements, we know know they definitely won't). You need a statement for your US checking account with your US address on it, so it'll take a month from when you open the HSBC US Premier checking account, then you'll have the evidence for GT. IIRC they give you 60 (maybe 90?) days to provide it, if not you need to let that GT application lapse and do a new one.

Yup, I definitely applied too early... I read a few posts from members saying their GT application didn’t require proof of address, so I thought I’d try my luck. I’m heading to China in about 1.5 weeks, so having the card with no FX fees would’ve been perfect.
Looks like I’ll need to let this GT application lapse since it’ll take around 60 days before I get a HSBC US statement. Got this email from HSBC today:

• If you have an HSBC Premier checking or savings account outside of the U.S.:
  • The account will need to be open for 30 days or more and meet the Premier qualifications in that country
  • As your Australia account was just opened December 8, it has not met the 30 day requirement. We can pend until that time if you wish

Has anyone had success getting them to waive the 30-day requirement? Any good reasons to use when asking?

 

[_TheTraveller_]

Yup, I definitely applied too early... I read a few posts from members saying their GT application didn’t require proof of address, so I thought I’d try my luck. I’m heading to China in about 1.5 weeks, so having the card with no FX fees would’ve been perfect.
Looks like I’ll need to let this GT application lapse since it’ll take around 60 days before I get a HSBC US statement. Got this email from HSBC today:

• If you have an HSBC Premier checking or savings account outside of the U.S.:
  • The account will need to be open for 30 days or more and meet the Premier qualifications in that country
  • As your Australia account was just opened December 8, it has not met the 30 day requirement. We can pend until that time if you wish

Has anyone had success getting them to waive the 30-day requirement? Any good reasons to use when asking?

You wouldn't have received the card in 1.5 weeks anyways. Slow down, it's a long game.

 

[Ktan89]

You wouldn't have received the card in 1.5 weeks anyways. Slow down, it's a long game.

Wouldn't get the physical card but I'm using a friends address so was hoping to get the details to add into the Chinese payment apps.