Strategy to obtain US Amex

[ETW]

I've thought about it, but I think it's way too risky to get shutdown but I might be being conservative

I figured if they asked for any supporting documentation that incriminated me I’d just abandon the claim

 

[blacksultan]

Coz then amex US will realise that I don't live in the US and do a liam Neeson on my family

You are allowed to travel right ? Besides you would claim residency in the us

 

[dein_gesicht]

Maybe I am a little cautious.

My P2 is due to apply for their 2nd amex via GT (only just applied for ITIN). I have myUS address as the address, but the mailing address is different. Is there anyway I can apply for the card using my mailing address? I just tried and was instantly declined. I don't want it to go to myus, get thrown out and then have to wait for ages to send to Australia

 

[DC3]

You are allowed to travel right ? Besides you would claim residency in the us

 

[dein_gesicht]

Anyone use a paid service like awardwallet, maxrewards, cardpointers, etc?

 

[sudoer]

Anyone use a paid service like awardwallet, maxrewards, cardpointers, etc?

Yes I have both my AU and US Amex connected to Awardwallet. AMA

 

[dein_gesicht]

Yes I have both my AU and US Amex connected to Awardwallet. AMA

Plus version?

 

[sudoer]

Plus version?

Yep I pay for it.

 

[anyonebutqantas]

I figured if they asked for any supporting documentation that incriminated me I’d just abandon the claim

Although the insurance is usually through a 3rd party insurance company rather than the card issuing bank so risk may not be that high.

 

[QF_Flyer]

Has anybody ever tried to claim against any of the insurances on a US Amex card without having anything to prove US residency?

Benefits Dashboard

global.americanexpress.com

I've just had VA canx my ADL-MEL tonight and I've had to rebook on QF in order to make my JL flight to NRT at 7am. Given they were triple the price and both on my Amex I was wondering if I could leverage some trip interruption cover.

I have on a UK card. You don't actually end up dealing with Amex, but the insurer - usually their requirement is that you start and end the trip in your country of residence, which I did (Australia). My claim was in Canada, the proof I provided was an outbound ticket MEL-NRT and a return HKG-MEL, no part of my proof indicated I was even in North America, although I was and I'm guessing they were satisfied with that, given the rental agreement...and proof of residence was probably satisfied by an Australian driver licence with a corresponding home address in the state where the origin/destination airport is located.

I haven't tried this on a US card, so it might be worth comparing the T&Cs (I'm quite familiar with the UK terms, because I use an ICC US$ Platinum card as my and my OH's travel/rental car insurance (US$550 vs the small fortune an Australian insurer asks for is a no brainer). I have also claimed using an actual UK £ denominated Platinum card when I still had one (same insurer of course).

The only issue is that, despite the card being a US$ denominated card, they pay out in £. I'm not sure if you can change that, but it was simpler for me to just give them UK account details and take it from there. Although if you have a US Amex, you likely have a US bank account of some sorts in order to pay it, so that probably won't be an issue.

Post automatically merged: Nov 27, 2023

Although the insurance is usually through a 3rd party insurance company rather than the card issuing bank so risk may not be that high.

Exactly this

 

[QF_Flyer]

Anyone use a paid service like awardwallet, maxrewards, cardpointers, etc?

I use AwardWallet Plus (Grandfathered in at $10/yr).

Speaking of which, since a recent update I can no longer see my FICO in the Amex US app, but interestingly it still updates and shows it in AwardWallet.

 

[fly121]

Aspire $50 airline credit DP. It is actually active now. Didn't plan to book any flight this quarter so spent it on Club Jetstar. Counted as an airline credit and got the cashback within 3 days.

Does bode well for Qantas Wine so I will try that next.

I booked a flight on 22nd from jetstar. Still not get the credit yet today. Not sure what happened. Club jetstar member is not fully used the 50 credit. Did you just claim partial? Thanks

 

[levelnine]

Does anyone have any recent experience with how long it took to receive a replacement card that Amex sent from the US to Australia? It's coming via DHL, if that's any help.

 

[ithongy]

Does anyone have any good input/links on manufactured spending for those of us based outside of US? I’d love to rack up more points and get bonuses but don’t have a ton of organic spend.

Rule no1: never use AMEX for MS spending. They have an entire department cracking on such people.

Post automatically merged: Nov 28, 2023

Have you continued to receive SUBs on these cards? I'm in PUJ - I'm thinking I'm not spending enough - have Green and Gold - after qualifying for the SUB, I have just been putting bonus categories (mostly dining) on them. Using my AU cards for the vast bulk of spend as there isn't the FX risk especially when 1 X spend is at 0.65 which is not much different to what you've earn on AU issued Visa/MC without the acceptance issues of AMEX.

I wanted to get C1 Venture which is a Visa at 2X on everything but it doesn't like myUS so I'll need to consider "changing" my US address before trying again although C1 decided to shut my banking down after I successfully applied for Checking and Savings accounts. Haven't seen the cash come through yet and it's been a few weeks now. Any insight into a reliable US mail forwarder would be appreciated. I've had myUS for ages and apart from being very expensive, they have worked.

Got rejected several times after applying for credit (including Apple Card and CSP) having a long-established FICO (it's now down from 840-770 after a few apps so I'm wary of making any more as ITIN doesn't seem to have helped)

Slow down as Feds keep hiking interest rates. It’s harder to get credit these days.

 

[dein_gesicht]

Does anyone have any recent experience with how long it took to receive a replacement card that Amex sent from the US to Australia? It's coming via DHL, if that's any help.

My last one actually got lost 2 months ago. Earlier in the year it was 7 biz days.

 

[_TheTraveller_]

Does anyone have any recent experience with how long it took to receive a replacement card that Amex sent from the US to Australia? It's coming via DHL, if that's any help.

Any tracking? Earlier in the year it took about 4-5 days I think.

 

[levelnine]

No tracking yet. Looks like the issuance of a new card might have reset my temporary card number spend limit, which was the reason I requested a replacement card in the first place, so may not need to wait for it in any event.

 

[_TheTraveller_]

No tracking yet. Looks like the replacement card might have reset my temporary card number spend limit, which was the reason I requested a replacement card in the first place, so may not need to wait for it in any event.

How long ago did you request it? Normally they're pretty quick in sending it out but I can imagine PH slowing things down.

 

[levelnine]

How long ago did you request it? Normally they're pretty quick in sending it out but I can imagine PH slowing things down.

Only this morning. Was just trying to work out how long I'd be unable to keep working on the sign-up bonus spend requirement for it. But the limit seems to have reset (appears charge cards have a ~$10K limit using the temporary card number) as I have been able to put through another $5K in charges this morning, which will put me over the line for the bonus.

 

[blacksultan]

My last one actually got lost 2 months ago. Earlier in the year it was 7 biz days.

About 5 biz days .