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Bell21

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Jan 11, 2018
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is this right on the platinum charge???

enter amount
50000​
surcharge
905​
1​
total
50906​
FF points per $
1.125​
FF points earnt
57268.125​
cost of 1 FF pt
0.888888889​
Maybe I'm just daft ;), but it all looks correct, other than cost / pt - isn't it $906 / 57,268 points = 1.6 c (pre-business expense deduction)?
 

Jacques Vert

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Jun 24, 2008
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is this right on the platinum charge???

enter amount
50000​
surcharge
905​
1​
total
50906​
FF points per $
1.125​
FF points earnt
57268.125​
cost of 1 FF pt
0.888888889​
HI @daft009,

The 1.81% (no GST) * + $1 for each individual transaction is from their website. 1.81% on 50,000 = 905 (so that bit is correct).

The FF points earned will, of course, depend on which card you are using although it appears you don't get points on the $1 service fee. On my calculations the cost of 1 QFF point is 0.8890635
 
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albyd

Established Member
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Apr 7, 2011
Messages
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3
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395
I get 1.58c/point on the Platinum Charge.
906/($50906 x 1.125) = 1.58c/point
 

jjonnboy

Member
Joined
Jan 2, 2014
Messages
192
Points
165
Bluechain:
  • American Express 1.95% + GST
  • Visa/Mastercard blended rate for debit and credit cards 1.4% + 50c + GST

Credit Rewards:
1.81% (no GST) * + $1 for each individual transaction
Would you have a link for credit rewards? I can't seem to find them.
 

Jacques Vert

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I guess it all depends on whether you include the $50,000 as part of the "cost".
Post automatically merged:

Would you have a link for credit rewards? I can't seem to find them.
 

daft009

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Feb 21, 2014
Messages
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Maybe I'm just daft ;), but it all looks correct, other than cost / pt - isn't it $906 / 57,268 points = 1.6 c (pre-business expense deduction)?

thanks.. i did have this assed about.
makes more sense now
Post automatically merged:

I guess it all depends on whether you include the $50,000 as part of the "cost".
Post automatically merged:


safe to put it in the "can't avoid it" cost bucket
Post automatically merged:

Bluechain or creditrewards, which one works out to better?

B.C if you need to EFT.
If Bpay CR is cheaper
 

Bell21

Active Member
Joined
Jan 11, 2018
Messages
566
Points
280
thanks.. i did have this assed about.
makes more sense now
Post automatically merged:


safe to put it in the "can't avoid it" cost bucket
Post automatically merged:



B.C if you need to EFT.
If Bpay CR is cheaper
I wish you were right though! Remind me - may be upthread - what is rate difference for BC on EFT vs CR on Bpay?
 

rickall

Newbie
Joined
May 26, 2009
Messages
3
Points
5
Hi - please would someone let me know the website for Credit Rewards as they seem to be best for Amex. Has anyone had any problems with them? I had been using B2BPay
 

blacksultan

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285

albyd

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That’s a good development. Though just set up an account and loaded my Amex as 1.5% is much cheaper than what Macquarie charge on the DEFT site to pay my strata levies but refused to let me use Amex to pay. MC or Visa only. Just going to use Credit Rewards. 1.8% is still cheaper than Macquarie’s usurious fees.
 
Last edited:

lilkid28

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Nov 20, 2013
Messages
538
Points
290
Tried to use Sniip to pay but it says Amex card not accepted...? There's a recent Amex offer for Spend $50, get 1000 bonus points as well.. How to get the bonus points when the bill cannot be paid using Amex?
 

albyd

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That’s a good development. Though just set up an account and loaded my Amex as 1.5% is much cheaper than what Macquarie charge on the DEFT site to pay my strata levies but refused to let me use Amex to pay. MC or Visa only. Just going to use Credit Rewards. 1.8% is still cheaper than Macquarie’s usurious fees.
Further to my last message, managed to get through to Sniip. Was informed that Amex told them they couldn't facilitate payments to DEFT at this time - I'm assuming Macquarie wouldn't have liked someone facilitating Amex payments for 1.5% vs 3.3% using DEFT. They reckon there aren't any others that are restricted (apart from the usual categories like gambling etc). I asked about Bank transfers and they said they are coming.
 
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