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Privately buying second-hand car on credit card

yojohnny

Junior Member
Joined
May 24, 2020
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21
I would like to buy a second-hand car privately and am trying to determine a way to get FF points through the purchase as it's a reasonable amount ($10k).

Can anyone suggest a way to accomplish this?
 

TheRealTMA

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Jul 13, 2012
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5,544
I would like to buy a second-hand car privately and am trying to determine a way to get FF points through the purchase as it's a reasonable amount ($10k).

Can anyone suggest a way to accomplish this?
You’ll be lucky. Very few people would accept a credit card for a major sale, given that the monies can be withdrawn as fraud within a 6 month period. Cash or bank cheque is usual but YMMV.
 

Daver6

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If the seller is willing to accept Paypal you could do this but they'd be taking a haircut.
 

yojohnny

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May 24, 2020
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You’ll be lucky. Very few people would accept a credit card for a major sale, given that the monies can be withdrawn as fraud within a 6 month period. Cash or bank cheque is usual but YMMV.
I guess that's the real challange. Finding someone happy to take it.

I guess the cash advance going credit card --> savings would outway the value from the points.
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If the seller is willing to accept Paypal you could do this but they'd be taking a haircut.
Thanks - I'll have to check what Paypal takes but that I detest Paypal does not help.
 
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Daver6

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Unless you have the platinum charge card and are doing this before 20th July, I doubt this would work out to be beneficial to you.
 

yojohnny

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Unless you have the platinum charge card and are doing this before 20th July, I doubt this would work out to be beneficial to you.
As in, this card provides enough points (until 10th Jul) to offset the assocaited fee's?
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Easy Bill pay would work but you’d be up for the fee. You can pay in to any bank account.
Cheers - I'll take a look at it vs. Paypal.
 

Daver6

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As in, this card provides enough points (until 10th Jul) to offset the assocaited fee's?
Post automatically merged:


Cheers - I'll take a look at it vs. Paypal.
I assume you meant 20th July. And yes. Without knowing the precise fees Paypal or other services might charge I believe this would be currently the highest earning QF points right now (well Centurion card slightly better).
 

yojohnny

Junior Member
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May 24, 2020
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21
I assume you meant 20th July. And yes. Without knowing the precise fees Paypal or other services might charge I believe this would be currently the highest earning QF points right now (well Centurion card slightly better).
Yes, sorry.

I'll look into that route, cheers.
 

theblank

Established Member
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Aug 3, 2014
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1,443
I would like to buy a second-hand car privately and am trying to determine a way to get FF points through the purchase as it's a reasonable amount ($10k).
There isnt any way to do this that wont cost you more in charges than you will gain in points.

Citibank have a new scheme on the credit card called PayAll that costs you 2%, cheaper than Paypal at 2.4%
 

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