Karen, you better check, because there is no way your getting 0.8% merchant fee.
Actually that wasn't what I needed to check. I wanted to check that I wasn't breaking any clause of my merchant agreement or any laws. Which I'm not, so its all good.
But you are partially right, the fee I pay is 0.91%. Still $910 for 100k points still sounds OK to a few members I think. J Class LHR return for $2329 plus taxes does actually sound quite reasonable when you think about it.