Maximise points on Business Expenses - Pay.com.au?

[harriet08]

Hey guys,

I run a beauty salon and currently spend around 300k points. I came across this website Pay.com.au whereby i can earn points on my expenses and put majority of my expenses through a credit card. They also let me earn points on bank transfers so i can technically double dip on points. I currently use an ANZ Black rewards card but my points are currently capped above a certain amount. I currently fly with singapore airlines so need some recommendations on how i can get enough points to get the most out of my spend. credit card/platform recommendations welcome please.

Harriet

 

[andye]

You'd need to work out if the transaction fees make using pay.com.au worthwhile (bearing in mind that the fee may be tax deductible)
Amex gives the highest yield for KF points. Many payments can be made directly with Amex (or via PayPal) without having to go through pay.com.au
St George is a useful Visa for Krisflyer and I think is uncapped
Which level of card will depend on doing the sums on annual fees (which might be deductible if using solely for business) v points earn
The ATO payments by credit card thread generally keeps up to date with the various payment intermediaries (pay.com yakpay etc) but a long thread so maybe read the last 20 pages or so to get the idea

 

[harriet08]

thanks Andye, if you're referring to the Amplify card i did come across that. I will check out the AMEX platinum too. thanks so much for your reply and will definetely check out that thread.