International travel insurance cover for travel companion

[scoobs]

Hey guys and girls, new to these forums and would appreciate if somebody couple point me in the right direction re: the following:

I have complimentary travel insurance through my citibank platinum card. I recently booked a trip to the UK for myself and my girlfriend (not living together) using my platinum card. A read through the citibank travel insurance T&C (provided by Zurich) seems to indicate that she, being my travel companion, would not be covered.

Can anyone confirm that this is correct? I just want to make sure this is the case before she buys separate cover through TID or one of the other online providers.

Thanks
Tommy

 

[stewiejp]

Not an expert in these matters but I'm guessing your insurance is similar to mine (Zurich HSBC plat). From what i read it's spouse and dependants so long as the flights are paid on the card, or 90% of the costs. You could call them to confirm, but I guess "legally" a girlfriend is not a spouse. I called them recently before signing up for the card and they were quite helpful.

 

[serfty]

Welcome to AFF ...

I would suggest that if there would be any doubt your girlfriend would not be covered by the card, you should take out a separate cover for her.