Fair point on the speed of payment, it has usually taken 3 months to receive it on TCB. The currency fluctuation is not an issue as for example on a $500 booking the 3% extra cashback would equal $15 AUD, the USD would have to crash more than 25% against AUD for that to be an issue.ShopBack pay a lot quicker, usually under a month, and you not subject to currency fluctuations which can be significant.
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